Debt Collection FAQs

Authored By: Federal Trade Commission

Information

Information from the Federal Trade Commission.  

The Fair Debt Collection Practices Act (FDCPA) makes it illegal for debt collectors to use abusive, unfair, or deceptive practices when they collect debts. Here are some answers to frequently asked questions about your rights.

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The Last Review and Update date below lists the date this resource was reviewed by PALawHelp.org to insure the information is currently being provided by the author of the information. PALawHelp.org relies on the authors of information provided through links and embedded video to maintain current and accurate information on their websites.
Last Review and Update: Jul 27, 2026
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