The Discharge in Bankruptcy

This information from the U.S. Courts' "Bankruptcy Basics" attempts to answer some basic questions about the discharge available to individual debtors. A bankruptcy discharge releases the debtor from personal liability for certain specified types of debts. In other words, the debtor is no longer legally required to pay any debts that are discharged. The discharge is a permanent order prohibiting the creditors of the debtor from taking any form of collection action on discharged debts.