Reverse Mortgages

Authored By: Office of the Comptroller of the Currency

Information in a Q & A format from the Office of the Comptroller of the Currency designed to help you better understand reverse mortgages. Reverse mortgages are complex loans and are secured by your home. It is important to understand the terms, risks, and costs before you sign a reverse mortgage contract. Make sure to consider alternatives to reverse mortgages.

Last Review and Update: Jan 20, 2026
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