Medicare Savings Program Guide 2026

Information from the Pennsylvania Health Law Project on the Medicare Savings Programs. The Medicare Savings Programs (MSPs) help older adults and people with disabilities pay their Medicare costs. To qualify for the MSPs, someone must have limited income and resources. All of the programs cover the Medicare Part B premium. The program for people with the lowest income also pays the Medicare Part A premium, if any, and covers Part A and Part B deductibles and coinsurance. (February 2026)