Free Credit Reports
Authored By:
Federal Trade Commission
Contents
Information
The Fair Credit Reporting Act requires each of the nationwide credit reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months. The Federal Trade Commission provides information on how to obtain the reports and what to do with them.
Link: consumer.ftc.gov
Disclaimer
The Last Review and Update date below lists the date this resource was reviewed by PALawHelp.org to insure the information is currently being provided by the author of the information. PALawHelp.org relies on the authors of information provided through links and embedded video to maintain current and accurate information on their websites.
Last Review and Update: Jul 23, 2026