Free Credit Reports
Authored By:
Federal Trade Commission
The Fair Credit Reporting Act requires each of the nationwide credit reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months. The Federal Trade Commission provides information on how to obtain the reports and what to do with them.
Link: consumer.ftc.gov
Last Review and Update: Mar 12, 2026