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Consumer Letters for Victims of Identity Theft

Authored By: Identity Theft Victims Assistance Network

Information

LawHelp Interactive - Legal documents made simplerThe Identity Theft Victims Assistance Network, a national network of coalitions around the country, along with partners at Kansas Legal Services and Pro Bono Net, have developed this tool to help victims of identity theft draft letters to creditors, letters to debt collectors and letter to credit bureaus.

These letters allow victims to alert creditors of unauthorized charges, petition to have fraudulent charges removed from their credit reports, and better assist police when filing reports.

The tool is available from LawHelp Interactive, a web site that helps people create legal documents. You will be asked questions, and your answers are used to complete the document which you can then download to your computer.

These letters have been specially developed by Kansas Legal Services, based on form documents from the Federal Trade Commission that are contained in this booklet, for use by victims of Identity Theft across the United States.

CLICK ON THE TITLE OF THE DOCUMENT below to be taken to the document on LawHelp Interactive.
 


Letter to Creditor

You can use this form to write a letter to a creditor collecting a bill that is in your name, but that you did not authorize. It is appropriate if your credit card statement lists charges you didn't make or authorize. It can also be used in any situation where your credit or identity was used without your permission. You will need a copy of the bill in hand when you start this interactive interview.You will also need to provide a copy of your proof of your identity. 

PLEASE NOTE: This is NOT a fill-in-the-blank form. You will answer questions while connected to the Internet. After you answer all the questions, the program will prepare your completed documents for you.

IMPORTANT: To use this program, you must use Internet Explorer to see the questions and Microsoft Word to print your documents. 
 


Letter to Debt Collector

You can use this form to respond to a company or law firm that is a Debt Collector that is attempting to collect a bill that is in your name but you did not authorize. You will need a copy of their letter in hand when you start the interview. You will also need to provide a copy of your police report and proof of your identity to include with the letter.

PLEASE NOTE: This is NOT a fill-in-the-blank form. You will answer questions while connected to the Internet. After you answer all the questions, the program will prepare your completed documents for you.

IMPORTANT: To use this program, you must use Internet Explorer to see the questions and Microsoft Word to print your documents.
 


Letter to Credit Bureau

You can use this form to create a letter to a Credit Bureau. In the letter, you will be asking for an investigation and for the removal of items that are the result of identity theft from your credit report. You will need a copy of your credit report in hand when you start the interview.

You can obtain a free copy of your credit report from each credit bureau at AnnualCreditReport.com. You do not have to pay for a copy of your credit report. One credit report from each company is available to you free each year.

You will mail the letter and attachment (a copy of your credit report with the incorrect items circled), along with a copy of the police report you made of the identity theft and proof of your identity with the letter.  

PLEASE NOTE: This is NOT a fill-in-the-blank form. You will answer questions while connected to the Internet. After you answer all the questions, the program will prepare your completed documents for you.

IMPORTANT: To use this program, you must use Internet Explorer to see the questions and Microsoft Word to print your documents.
 


What does my computer need to use these programs?

  • You need Adobe Flash Player to use these programs. If the computer you are using does not have Adobe Flash Player installed and if you are permitted to download programs to the computer, you can  download it for free from Adobe.com.
  • You need Microsoft Word to see the documents properly. If the computer you are using does not have Microsoft Word and if you are permitted to download programs to the computer, you can download the Microsoft Word Viewer for free from Microsoft.com. The free Microsoft Word Viewer will allow you to view and print, but not change, the final documents generated by LawHelp Interactive.

More Information about LawHelp Interactive

 


LawHelp Interactive forms are for low-income people, who can't pay for legal assistance, and their non-profit advocates. Commercial use is strictly forbidden.