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About Reverse Mortgages for Seniors (HECM- Home Equity Conversion Mortgages)

Authored By: U.S. Department of Housing and Urban Development

If you are a homeowner age 62 or older and have paid off your mortgage or paid down a considerable amount, and are currently living in the home, you may participate in FHA's Home Equity Conversion Mortgage (HECM) program. This is information from the U.S. Department of Housing and Urban Development on HECM, FHA's reverse mortgage program that enables you to withdraw a portion of your home's equity.

Last Review and Update: Dec 08, 2021
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