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Mortgage Foreclosure

Legal Information

• Mortgage Foreclosure

  General advice from the Erie County Bar Association on how to deal with a mortgage foreclosure. Content Detail

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  Erie County Bar Association

• Mortgage Foreclosure Process (Audio-MP3)

  This is an episode of Northwestern Legal Services' Access to Justice Radio show broadcast on JET 1400 AM in Erie, PA on 1/10/2008. This episode provides an overview of issues surrounding mortgage foreclosure in Pennsylvania, avoiding adjustable rate mortgages and unscrupulous lending practices, what is the legal process, applying for Homeowner's Emergency Mortgage Assistance Program (HEMAP), what happens if HEMAP is denied, and information on possibly bankruptcy remedies, how to get legal help. Read More

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  Northwestern Legal Services

• Mortgage Mediation

  Information from Pennsylvania Housing Finance Agency on The Residential Mortgage Diversion Program that was created to provide a stay of foreclosure on owner-occupied homes. This stay allows the parties an opportunity to reach an agreement to reinstate the loan and avoid foreclosure. Content Detail

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  Pennsylvania Housing Finance Agency

• OCC Consumer: Avoiding Mortgage Modification Scams and Foreclosure Rescue Scams

  This Consumer Advisory, issued by the Office of the Comptroller of the Currency (OCC), describes common mortgage scams, suggests ways to protect yourself, provides information on U.S. government loan programs and counseling resources, and lists 10 warning signs of a mortgage modification scam. Content Detail

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  Office of the Comptroller of the Currency

• PA Courts Public Access Policy - Filing Requirements in the Courts (Video)

  Effective on January 6, 2018, a new Public Access Policy is in effect in Pennsylvania Courts. This policy imposes requirements on anyone filing court documents in the trial and appellate courts to safeguard information in the documents they file. The Pennsylvania Courts have released this series of videos that explain the judiciary’s new policy for protecting confidential information and the required steps you must take to protect that information when filing documents in the courts. Content Detail

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  Administrative Office of Pennsylvania Courts

• Petition to Waive Court Costs

  Click the document title to be linked to LawHelp Interactive where you can prepare a Petition to Waive Court Fees which can be used to ask the Pennsylvania Court for permission to file legal papers for free. This form can be used in most types of court cases in Pennsylvania. Approval to waive fees is not automatic. You will need to ask the Court to approve your Petition. Instructions will be included. PLEASE NOTE: This is NOT a fill-in-the-blank form; you will need to answer questions while connected to the Internet. IMPORTANT: To use this form, you must use Internet Explorer as your browser and Microsoft Word to print your documents. Read More

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  North Penn Legal Services

• Plan for Success! - Home Affordable Modification Program (HAMP)

  It is important that you know and understand the terms of your modification. This section provides information to help you fully understand your HAMP modification. Content Detail

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  Making Home Affordable.gov

• Preventing Mortgage Foreclosure

  Many homeowners face difficulties paying their mortgage. Job loss, change in income, and adjustments to interest rates can lead to falling behind on payments. This information from Northwestern Legal Services will give you some tips about what to do when you fall behind on your mortgage payments, what resources are available, and who can help you. Read More

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  Northwestern Legal Services

• Questions and Answers on Home Foreclosure and Debt Cancellation - Tax Issues

  Information from the Internal Revenue Service on the tax consequences of home foreclosure and debt cancellation. Content Detail

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  Internal Revenue Service

• Shopping for a Mortgage

  Information from the Pennsylvania Department of Banking and Securities on shopping for a mortgage to finance or re-finance your home. [PDF] Content Detail

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  Pennsylvania Department of Banking and Securities

• Tips for Avoiding Foreclosure

  Tips from HUD on how to avoid foreclosure of your home. Content Detail

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  U.S. Department of Housing and Urban Development

• What should I do if the house or apartment I’m renting goes into foreclosure?

  Information from the Consumer Financial Protection Bureau on what to do if your landlord defaults on the mortgage to your residence and it goes into foreclosure. Content Detail

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  Consumer Financial Protection Bureau

• When Paying the Mortgage is a Struggle

  Information from the Federal Trade Commission about how to help save your home, and how to recognize and avoid foreclosure scams. Content Detail

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  Federal Trade Commission

• Your Path to a More Affordable Mortgage (Video)

  This video describes your path to a more affordable mortgage through the Making Home Affordable program of the U.S. Department of the Treasury. Read More

  By:

  Making Home Affordable