PALawHelp.org

Mortgage Foreclosure

Legal Information

This section of PALawHelp.org has information and resources about Mortgage Foreclosure issues in Pennsylvania.

• Preventing Foreclosure

  Information from Pennsylvania Legal Aid Network, Inc. on preventing the foreclosure of your house Read More

  By:

  Pennsylvania Legal Aid Network, Inc.

• Homeowners' Emergency Mortgage Assistance Program (HEMAP)

  Information on the Homeowners' Emergency Mortgage Assistance Program (HEMAP) from the Pennsylvania Housing Finance Agency. This is a unique loan program designed to protect citizens who, through no fault of their own, are financially unable to make their mortgage payments and are in danger of losing their homes to foreclosure. Content Detail

  By:

  Pennsylvania Housing Finance Agency

• Mortgage and Housing Assistance during the Coronavirus National Emergency

  The Consumer Financial Protection Bureau (CFPB), Federal Housing Finance Agency (FHFA), and U.S. Department of Housing and Urban Development (HUD) have partnered to launch a new mortgage and housing assistance website to help homeowners and renters during the coronavirus pandemic. The page provides information on what to do now, and what your options are for mortgage and rent payment relief. Content Detail

  By:

  Consumer Financial Protection Bureau

• A Reverse Mortgage Primer: Consumer Debt Advice from NCLC

  This article focuses on reverse mortgages, including: who should consider a reverse mortgage; how reverse mortgages work; the foreclosure risks; the impact on spouses, partners, and heirs; and whether taking out a reverse mortgage is a good idea. Content Detail

  By:

  National Consumer Law Center

• Avoid Foreclosure: Know Your Options (Video)

  This video from Making Home Affordable outlines options that might help you avoid foreclosure. Read More

  By:

  Making Home Affordable

  Read this in:

  Spanish / Español

• Avoid Foreclosure: Pennsylvania

  Listing of resources from the U.S. Department of Housing and Urban Development for Pennsylvanians facing foreclosure. Content Detail

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  U.S. Department of Housing and Urban Development

• Avoid Foreclosure Rescue Scams (Video)

  If you're facing foreclosure, it can be easy to listen to scammers trying to take advantage of this vulnerable time in your life. But don't be fooled — or robbed — by companies falsely promising to save your home. This video from the Federal Trade Commission presents some true stories of struggling homeowners who were deceived by foreclosure rescue scams. Read More

  By:

  Federal Trade Commission

• Avoiding Foreclosure

  Information from HUD on programs that can help property owners avoid losing their homes because of delinquent payments. Content Detail

  By:

  U.S. Department of Housing and Urban Development

• Avoiding Foreclosure: How to Reduce the Risk of Losing Your Home

  Brochure from Regional Housing Legal Services explaining the operation of the Homeowners Emergency Mortgage Assistance Program (HEMAP) Help Center. [PDF] Content Detail

  By:

  Regional Housing Legal Services

• Avoiding Mortgage Foreclosure (Audio-MP3)

  Episode of Northwestern Legal Services' "Access to Justice" Radio show broadcast on JET 1400 AM in Erie, PA on 3/13/08. Information on avoiding mortgage foreclosure in Pennsylvania, alternative approaches, Applications to HEMAP (Homeowner's Emergency Mortgage Assistance Program) and details on the Act 91 Notice. Read More

  By:

  Northwestern Legal Services

• CARES Act Mortgage Forbearance: What You Need to Know (Video)

  If you are experiencing difficulty making on-time mortgage payments due to the national coronavirus emergency, forbearance may be an option for you. Learn more in this video from the Consumer Finance Protection Bureau. Read More

  By:

  Consumer Financial Protection Bureau

• Contact Your Mortgage Company - Making Home Affordable

  Many mortgage companies have agreed to participate in the Making Home Affordable (MHA) Program. This provides a list of participating companies and the contact information for submitting an application. Content Detail

  By:

  Making Home Affordable.gov

• Coronavirus: Protections for Homeowners

  Information on protections for all homeowners in Pennsylvania affected by COVID-19 from Regional Housing Legal Services. Read More

• Financial Education & Coaching

  Pennsylvania Housing Finance Agency developed the Financial Education and Coaching Program to help renters, homebuyers, and homeowners understand and improve their personal finances. After you've completed your Financial Education sessions, you're eligible to meet with a counselor one-on-one to get help with your personal finances. These private coaching sessions can be either face-to-face or on the phone, and are also free of charge. Content Detail

  By:

  Pennsylvania Housing Finance Agency

• Foireclosure

  Information from Southwestern Pennsylvania Legal Services about what to do if you receive a notice of foreclosure. Content Detail

  By:

  Southwestern Pennsylvania Legal Services, Inc.