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Mortgage Foreclosure

Legal Information

This section of PALawHelp.org has information and resources about Mortgage Foreclosure issues in Pennsylvania.

  • Homeowners' Emergency Mortgage Assistance Program (HEMAP)

    Information on the Homeowners' Emergency Mortgage Assistance Program (HEMAP) from the Pennsylvania Housing Finance Agency. This is a unique loan program designed to protect citizens who, through no fault of their own, are financially unable to make their mortgage payments and are in danger of losing their homes to foreclosure. Content Detail

    By:
    Pennsylvania Housing Finance Agency
  • A Reverse Mortgage Primer: Consumer Debt Advice from NCLC

    This article focuses on reverse mortgages, including: who should consider a reverse mortgage; how reverse mortgages work; the foreclosure risks; the impact on spouses, partners, and heirs; and whether taking out a reverse mortgage is a good idea. Content Detail

    By:
    National Consumer Law Center
  • Avoid Foreclosure: Know Your Options (Video)

    This video from Making Home Affordable outlines options that might help you avoid foreclosure. Read More

    By:
    Making Home Affordable
    Read this in:
    Spanish / Español
  • Avoid Foreclosure: Pennsylvania

    Listing of resources from the U.S. Department of Housing and Urban Development for Pennsylvanians facing foreclosure. Content Detail

    By:
    U.S. Department of Housing and Urban Development
  • Avoiding Foreclosure

    Information from HUD on programs that can help property owners avoid losing their homes because of delinquent payments. Content Detail

    By:
    U.S. Department of Housing and Urban Development
  • Contact Your Mortgage Company - Making Home Affordable

    Many mortgage companies have agreed to participate in the Making Home Affordable (MHA) Program. This provides a list of participating companies and the contact information for submitting an application. Content Detail

    By:
    Making Home Affordable.gov
  • Financial Education & Coaching

    Pennsylvania Housing Finance Agency developed the Financial Education and Coaching Program to help renters, homebuyers, and homeowners understand and improve their personal finances. After you've completed your Financial Education sessions, you're eligible to meet with a counselor one-on-one to get help with your personal finances. These private coaching sessions can be either face-to-face or on the phone, and are also free of charge. Content Detail

    By:
    Pennsylvania Housing Finance Agency
  • Foireclosure

    Information from Southwestern Pennsylvania Legal Services about what to do if you receive a notice of foreclosure. Content Detail

    By:
    Southwestern Pennsylvania Legal Services, Inc.
  • Foreclosure Resource Center

    Links to information focused on Philadelphia regarding mortgage foreclosures. Includes sections on Consumer Information; Community Resources; Research and Publications; Poicy and Regulation; and Events and News. Content Detail

    By:
    Federal Reserve Bank of Philadelphia
  • Frequently Asked Questions - Making Home Affordable Program

    FAQ on the Making Home Affordable Program which offers two different potential solutions for borrowers: (1) refinancing mortgage loans, through the Home Affordable Refinance Program (HARP), and (2) modifying mortgage loans, through the Home Affordable Modification Program (HAMP). Content Detail

    By:
    Making Home Affordable.gov
  • Get Answers - Mortgage Assistance from Making Home Affordable

    Information from Federal Making Homes Affordable Program about how to get mortgage assistance. Content Detail

    By:
    Making Home Affordable.gov
  • Guide to Avoiding Foreclosure

    This webpage from the U.S. Department of Housing and Urban Development is designed to educate individuals on the many ways HUD can assist them in trying to hold on to their homes. Content Detail

    By:
    U.S. Department of Housing and Urban Development
    Read this in:
    Spanish / Español
  • Homeowners' Emergency Mortgage Assistance Program Counseling Agencies

    Listing of Homeowners' Emergency Mortgage Assistance Program (HEMAP) Counseling Agencies. Counseling agencies prepare applications and forward information to PHFA for processing. [PDF] Content Detail

    By:
    Pennsylvania Housing Finance Agency
  • Homes & Mortgages

    Special FTC website focusing on Mortgage Foreclosure and foreclosure rescue scams. Content Detail

    By:
    Federal Trade Commission
  • Housing Counseling Agencies in Philadelphia

    List of more than 30 housing counseling agencies that offer free counseling services to home owneres and buyers of homes in the City of Philadelphia. Eligibility requirements apply. Content Detail

    By:
    Philadelphia Office of Housing and Community Development