
This section of PALawHelp.org has information and resources about Mortgage Foreclosure issues in Pennsylvania.
Click on a resource category listed below to see information related to that category.
Pennsylvania Homeowner Assistance Fund (PAHAF)
The Pennsylvania Homeowner Assistance Fund, or PAHAF, is a housing-related program funded by the U.S. Department of the Treasury to assist Pennsylvania homeowners facing financial hardship due to the COVID-19 pandemic that began after January 21, 2020, (including a hardship that began before January 21, 2020, and continued after that date). The program will provide financial assistance to homeowners for qualified mortgage and housing-related expenses to address delinquency and avoid default, foreclosure, or displacement.
Pennsylvania Homeowner Assistance Fund (PAHAF)
The Pennsylvania Homeowner Assistance Fund, or PAHAF, is a housing-related program funded by the U.S. Department of the Treasury to assist Pennsylvania homeowners facing financial hardship due to the COVID-19 pandemic that began after January 21, 2020, (including a hardship that began before January 21, 2020, and continued after that date). The program will provide financial assistance to homeowners for qualified mortgage and housing-related expenses to address delinquency and avoid default, foreclosure, or displacement.
Pennsylvania is Now Accepting Applications for the Homeowner Assistance Fund
You could be eligible for help with delinquent mortgage payments or rent-to-own payments, up to $30,000, and for help for utility expenses.
Pennsylvania is Now Accepting Applications for the Homeowner Assistance Fund
You could be eligible for help with delinquent mortgage payments or rent-to-own payments, up to $30,000, and for help for utility expenses.
Preventing Foreclosure
Information from the Pennsylvania Legal Aid Network on preventing the foreclosure of your house.
Preventing Mortgage Foreclosure
Many homeowners face difficulties paying their mortgage. Job loss, change in income, and adjustments to interest rates can lead to falling behind on payments. This information from Northwestern Legal Services will give you some tips about what to do when you fall behind on your mortgage payments, what resources are available, and who can help you.
Avoid Foreclosure Rescue Scams (Video)
If you're facing foreclosure, it can be easy to listen to scammers trying to take advantage of this vulnerable time in your life. But don't be fooled — or robbed — by companies falsely promising to save your home. This video from the Federal Trade Commission presents some true stories of struggling homeowners who were deceived by foreclosure rescue scams. (2009)
CARES Act Mortgage Forbearance: What You Need to Know (Video)
If you are experiencing difficulty making on-time mortgage payments due to the national coronavirus emergency, forbearance may be an option for you. Learn more in this video from the Consumer Finance Protection Bureau.
Pennsylvania Homeowner Assistance Fund Applicants (PA HAF) Must Re-Register in System
All PAHAF applicants must re-register in PHFA’s Neighborly system to review and, if needed, update their application information. It’s important to understand that you do not need to reapply to the program, but applications cannot be processed until this re-registration step is taken.