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Mortgage Foreclosure

Legal Information > Information from Government Agencies

This section of PALawHelp.org has information and resources about Mortgage Foreclosure issues in Pennsylvania.

  • Avoiding Foreclosure

    Information from HUD on programs that can help property owners avoid losing their homes because of delinquent payments. Content Detail

    By:
    U.S. Department of Housing and Urban Development
  • Financial Education & Coaching

    Pennsylvania Housing Finance Agency developed the Financial Education and Coaching Program to help renters, homebuyers, and homeowners understand and improve their personal finances. After you've completed your Financial Education sessions, you're eligible to meet with a counselor one-on-one to get help with your personal finances. These private coaching sessions can be either face-to-face or on the phone, and are also free of charge. Content Detail

    By:
    Pennsylvania Housing Finance Agency
  • Homeowners' Emergency Mortgage Assistance Program Counseling Agencies

    Listing of Homeowners' Emergency Mortgage Assistance Program (HEMAP) Counseling Agencies. Counseling agencies prepare applications and forward information to PHFA for processing. [PDF] Content Detail

    By:
    Pennsylvania Housing Finance Agency
  • Homeowners' Emergency Mortgage Assistance Program (HEMAP)

    Information on the Homeowners' Emergency Mortgage Assistance Program (HEMAP) from the Pennsylvania Housing Finance Agency. This is a unique loan program designed to protect citizens who, through no fault of their own, are financially unable to make their mortgage payments and are in danger of losing their homes to foreclosure. Content Detail

    By:
    Pennsylvania Housing Finance Agency
  • Housing Counseling Agencies in Philadelphia

    List of more than 30 housing counseling agencies that offer free counseling services to home owneres and buyers of homes in the City of Philadelphia. Eligibility requirements apply. Content Detail

    By:
    Philadelphia Office of Housing and Community Development
  • HUD Approved Housing Counseling Agencies in Pennsylvania

    HUD sponsors housing counseling agencies throughout the country can provide advice on buying a home, renting, defaults, foreclosures, credit issues, and reverse mortgages. A list of agencies in Pennsylvania is provided here. Content Detail

    By:
    U.S. Department of Housing and Urban Development
  • If Your Mortgage Lender or Servicer is Closing or in Bankruptcy

    Information for consumers describing what to do if their mortgage company or mortgage servicing company closes or files for bankruptcy. Content Detail

    By:
    Federal Trade Commission
  • OCC Consumer: Avoiding Mortgage Modification Scams and Foreclosure Rescue Scams

    This Consumer Advisory, issued by the Office of the Comptroller of the Currency (OCC), describes common mortgage scams, suggests ways to protect yourself, provides information on U.S. government loan programs and counseling resources, and lists 10 warning signs of a mortgage modification scam. Content Detail

    By:
    Office of the Comptroller of the Currency
  • PA Courts Public Access Policy - Filing Requirements in the Courts (Video)

    Effective on January 6, 2018, a new Public Access Policy is in effect in Pennsylvania Courts. This policy imposes requirements on anyone filing court documents in the trial and appellate courts to safeguard information in the documents they file. The Pennsylvania Courts have released this series of videos that explain the judiciary’s new policy for protecting confidential information and the required steps you must take to protect that information when filing documents in the courts. Content Detail

    By:
    Administrative Office of Pennsylvania Courts
  • Shopping for a Mortgage

    Information from the Pennsylvania Department of Banking and Securities on shopping for a mortgage to finance or re-finance your home. [PDF] Content Detail

    By:
    Pennsylvania Department of Banking and Securities
  • Tips for Avoiding Foreclosure

    Tips from HUD on how to avoid foreclosure of your home. Content Detail

    By:
    U.S. Department of Housing and Urban Development
  • What should I do if the house or apartment I’m renting goes into foreclosure?

    Information from the Consumer Financial Protection Bureau on what to do if your landlord defaults on the mortgage to your residence and it goes into foreclosure. Content Detail

    By:
    Consumer Financial Protection Bureau
  • Your Rights and the Responsibilities of the Mortgage Servicer

    Information from U.S. Department of Housing and Urban Development for home buyers concerning your rights and the responsibilities of your loan servicer. Content Detail

    By:
    U.S. Department of Housing and Urban Development
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