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Mortgage Foreclosure

Legal Information

This section of PALawHelp.org has information and resources about Mortgage Foreclosure issues in Pennsylvania.

  • Preventing Foreclosure

    Information from Pennsylvania Legal Aid Network, Inc. on preventing the foreclosure of your house Read More

    By:
    Pennsylvania Legal Aid Network, Inc.
  • Homeowners' Emergency Mortgage Assistance Program (HEMAP)

    Information on the Homeowners' Emergency Mortgage Assistance Program (HEMAP) from the Pennsylvania Housing Finance Agency. This is a unique loan program designed to protect citizens who, through no fault of their own, are financially unable to make their mortgage payments and are in danger of losing their homes to foreclosure. Content Detail

    By:
    Pennsylvania Housing Finance Agency
  • Homeowners' Emergency Mortgage Assistance Program Counseling Agencies

    Listing of Homeowners' Emergency Mortgage Assistance Program (HEMAP) Counseling Agencies. Counseling agencies prepare applications and forward information to PHFA for processing. [PDF] Content Detail

    By:
    Pennsylvania Housing Finance Agency
  • Making Home Affordable.gov

    This website provides homeowners with detailed information about the Home Affordable Refinance Program (HARP) and the Home Affordable Modification Program (HAMP), along with self-assessment tools and calculators to empower borrowers with the resources they need to determine whether they might be eligible for a modification or a refinance under the Obama Administration's program. Through this website, borrowers can also connect with free counseling resources and access other useful tools and information. Content Detail

    By:
    U.S. Government
    Read this in:
    Spanish / Español
  • HUD Approved Housing Counseling Agencies in Pennsylvania

    HUD sponsors housing counseling agencies throughout the country can provide advice on buying a home, renting, defaults, foreclosures, credit issues, and reverse mortgages. A list of agencies in Pennsylvania is provided here. Content Detail

    By:
    U.S. Department of Housing and Urban Development
  • Your Rights and the Responsibilities of the Mortgage Servicer

    Information from U.S. Department of Housing and Urban Development for home buyers concerning your rights and the responsibilities of your loan servicer. Content Detail

    By:
    U.S. Department of Housing and Urban Development
    Read this in:
    Spanish / Español
  • Preventing Mortgage Foreclosure

    Many homeowners face difficulties paying their mortgage. Job loss, change in income, and adjustments to interest rates can lead to falling behind on payments. This information from Northwestern Legal Services will give you some tips about what to do when you fall behind on your mortgage payments, what resources are available, and who can help you. Read More

    By:
    Northwestern Legal Services
    Read this in:
    Spanish / Español
  • OCC Consumer: Avoiding Mortgage Modification Scams and Foreclosure Rescue Scams

    This Consumer Advisory, issued by the Office of the Comptroller of the Currency (OCC), describes common mortgage scams, suggests ways to protect yourself, provides information on U.S. government loan programs and counseling resources, and lists 10 warning signs of a mortgage modification scam. Content Detail

    By:
    Office of the Comptroller of the Currency
  • Foreclosure Resource Center

    Links to information focused on Philadelphia regarding mortgage foreclosures. Includes sections on Consumer Information; Community Resources; Research and Publications; Poicy and Regulation; and Events and News. Content Detail

    By:
    Federal Reserve Bank of Philadelphia
  • Shopping for a Mortgage

    Information from the Pennsylvania Department of Banking and Securities on shopping for a mortgage to finance or re-finance your home. [PDF] Content Detail

    By:
    Pennsylvania Department of Banking and Securities
  • Avoid Foreclosure: Pennsylvania

    Listing of resources from the U.S. Department of Housing and Urban Development for Pennsylvanians facing foreclosure. Content Detail

    By:
    U.S. Department of Housing and Urban Development
  • Mortgage Foreclosure

    Information from Southwestern Pennsylvania Legal Services, Inc. on your rights in a mortgage foreclosure. Content Detail

    By:
    Southwestern Pennsylvania Legal Services, Inc.
  • What should I do if the house or apartment I’m renting goes into foreclosure?

    Information from the Consumer Financial Protection Bureau on what to do if your landlord defaults on the mortgage to your residence and it goes into foreclosure. Content Detail

    By:
    Consumer Financial Protection Bureau
  • Avoid Foreclosure: Know Your Options (Video)

    This video from Making Home Affordable outlines options that might help you avoid foreclosure. Read More

    By:
    Making Home Affordable
    Read this in:
    Spanish / Español
  • Avoiding Foreclosure: How to Reduce the Risk of Losing Your Home

    Brochure from Regional Housing Legal Services explaining the operation of the Homeowners Emergency Mortgage Assistance Program (HEMAP) Help Center. [PDF] Content Detail

    By:
    Regional Housing Legal Services