Mortgage Foreclosure

Legal Information

This section of has information and resources about Mortgage Foreclosure issues in Pennsylvania.

  • Preventing Foreclosure

    Information from Pennsylvania Legal Aid Network, Inc. on preventing the foreclosure of your house Read More

    Pennsylvania Legal Aid Network, Inc.
  • Homeowners' Emergency Mortgage Assistance Program (HEMAP)

    Information on the Homeowners' Emergency Mortgage Assistance Program (HEMAP) from the Pennsylvania Housing Finance Agency. This is a unique loan program designed to protect citizens who, through no fault of their own, are financially unable to make their mortgage payments and are in danger of losing their homes to foreclosure. Content Detail

    Pennsylvania Housing Finance Agency
  • Mortgage and Housing Assistance during the Coronavirus National Emergency

    The Consumer Financial Protection Bureau (CFPB), Federal Housing Finance Agency (FHFA), and U.S. Department of Housing and Urban Development (HUD) have partnered to launch a new mortgage and housing assistance website to help homeowners and renters during the coronavirus pandemic. The page provides information on what to do now, and what your options are for mortgage and rent payment relief. Read More

    Consumer Financial Protection Bureau
  • A Reverse Mortgage Primer: Consumer Debt Advice from NCLC

    This article focuses on reverse mortgages, including: who should consider a reverse mortgage; how reverse mortgages work; the foreclosure risks; the impact on spouses, partners, and heirs; and whether taking out a reverse mortgage is a good idea. Content Detail

    National Consumer Law Center
  • Avoid Foreclosure: Know Your Options (Video)

    This video from Making Home Affordable outlines options that might help you avoid foreclosure. Read More

    Making Home Affordable
    Read this in:
    Spanish / Español
  • Avoid Foreclosure: Pennsylvania

    Listing of resources from the U.S. Department of Housing and Urban Development for Pennsylvanians facing foreclosure. Content Detail

    U.S. Department of Housing and Urban Development
  • Avoid Foreclosure Rescue Scams (Video)

    If you're facing foreclosure, it can be easy to listen to scammers trying to take advantage of this vulnerable time in your life. But don't be fooled — or robbed — by companies falsely promising to save your home. This video from the Federal Trade Commission presents some true stories of struggling homeowners who were deceived by foreclosure rescue scams. Read More

    Federal Trade Commission
  • Avoiding Foreclosure

    Information from HUD on programs that can help property owners avoid losing their homes because of delinquent payments. Content Detail

    U.S. Department of Housing and Urban Development
  • Avoiding Foreclosure: How to Reduce the Risk of Losing Your Home

    Brochure from Regional Housing Legal Services explaining the operation of the Homeowners Emergency Mortgage Assistance Program (HEMAP) Help Center. [PDF] Content Detail

    Regional Housing Legal Services
  • Avoiding Mortgage Foreclosure (Audio-MP3)

    Episode of Northwestern Legal Services' "Access to Justice" Radio show broadcast on JET 1400 AM in Erie, PA on 3/13/08. Information on avoiding mortgage foreclosure in Pennsylvania, alternative approaches, Applications to HEMAP (Homeowner's Emergency Mortgage Assistance Program) and details on the Act 91 Notice. Read More

    Northwestern Legal Services
  • Contact Your Mortgage Company - Making Home Affordable

    Many mortgage companies have agreed to participate in the Making Home Affordable (MHA) Program. This provides a list of participating companies and the contact information for submitting an application. Content Detail

    Making Home
  • Coronavirus: Protections for Homeowners

    Information on protections for all homeowners in Pennsylvania affected by COVID-19 from Regional Housing Legal Services. Read More

  • Financial Education & Coaching

    Pennsylvania Housing Finance Agency developed the Financial Education and Coaching Program to help renters, homebuyers, and homeowners understand and improve their personal finances. After you've completed your Financial Education sessions, you're eligible to meet with a counselor one-on-one to get help with your personal finances. These private coaching sessions can be either face-to-face or on the phone, and are also free of charge. Content Detail

    Pennsylvania Housing Finance Agency
  • Foireclosure

    Information from Southwestern Pennsylvania Legal Services about what to do if you receive a notice of foreclosure. Content Detail

    Southwestern Pennsylvania Legal Services, Inc.
  • Foreclosure Resource Center

    Links to information focused on Philadelphia regarding mortgage foreclosures. Includes sections on Consumer Information; Community Resources; Research and Publications; Poicy and Regulation; and Events and News. Content Detail

    Federal Reserve Bank of Philadelphia