Home Ownership

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Other Housing Problems

Family in front of home.

This section of PALawHelp.org has information and resources about Home Ownership issues in Pennsylvania.

Click on a resource category listed below to see information related to that category.
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Reverse Mortgages: Know Before You Owe (Video)

This video from the Consumer Financial Protection Bureau provides an overview of reverse mortgages for older consumers and their families. You’ll learn how reverse mortgages work and what issues you should consider before applying for one.

The Dangers of Rent-to-Own Agreements (Video)

This video from Community Legal Services of Philadelphia explains some potential problems that may present themselves in a Rent-to-Own arrangement to purchase a house, whereby you live in the house as a tenant, pay rent each month, and have the rent count toward the purchase of the property.

What is Debt-To-Income Ratio and why does it matter? (Video)

If you’re looking into buying a house, you’ve probably been hearing a lot of new phrases like debt-to-income ratio or DTI. The CFPB can help you navigate the home buying process and understand any new financial terms you encounter along the way. (2019)

PA Courts Public Access Policy - Filing Requirements in the Courts (Video)

Effective on January 6, 2018, a new Public Access Policy is in effect in Pennsylvania Courts. This policy imposes requirements on anyone filing court documents in the trial and appellate courts to safeguard information in the documents they file. The Pennsylvania Courts have released a series of videos that explain the judiciary’s new policy for protecting confidential information and the required steps you must take to protect that information when filing documents in the courts. This video provides an overview of the new requirements. Follow the link to view the entire series of videos.

Reverse Mortgages: Know Before You Owe (Video)

This video from the Consumer Financial Protection Bureau provides an overview of reverse mortgages for older consumers and their families. You’ll learn how reverse mortgages work and what issues you should consider before applying for one.

What is Debt-To-Income Ratio and why does it matter? (Video)

If you’re looking into buying a house, you’ve probably been hearing a lot of new phrases like debt-to-income ratio or DTI. The CFPB can help you navigate the home buying process and understand any new financial terms you encounter along the way. (2019)

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