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Home Ownership

Legal Information

Family in front of home.

This section of PALawHelp.org has information and resources about Home Ownership issues in Pennsylvania.

  • The Dangers of Rent-to-Own Agreements (Video)

    This video from Community Legal Services of Philadelphia explains some potential problems that may present themselves in a Rent-to-Own arrangement to purchase a house, whereby you live in the house as a tenant, pay rent each month, and have the rent count toward the purchase of the property. Read More

    By:
    Community Legal Services of Philadelphia
  • Buying a Home

    Information and tips from the Pennsylvania Department of Banking and Securities on buying a home. [PDF] Content Detail

    By:
    Pennsylvania Department of Banking and Securities
  • Buying a Home

    Consumer information pamphlet from the Pennsylvania Bar Association. [PDF] Content Detail

    By:
    Pennsylvania Bar Association
  • Buying a Home

    Information from Erie County Bar Association on the basic steps involved in buying a home. Content Detail

    By:
    Erie County Bar Association
  • Buying A Home - HUD

    The homebuying process can seem complicated, but if you take things step-by-step, you will soon be holding the keys to your own home! The U.S. Department of Housing and Urban Development provides these nine steps to buying a home. Content Detail

    By:
    U.S. Department of Housing and Urban Development
    Read this in:
    Spanish / Español
  • Land Contracts

    Information from the Erie County Bar Association on land contracts - installment sale agreements for the sale of real estate. Content Detail

    By:
    Erie County Bar Association
  • Homeowners Insurance

    Information and resources from the Pennsylvania Insurance Department to help answer your questions and help you understand your options regarding Homeowners Insurance. Content Detail

    By:
    Pennsylvania Insurance Department
  • Avoiding Predatory Lending Practices (Video)

    Three-part video series from Northwestern Legal Services' "Access to Justice" cable access television show broadcast on Erie Cablevision (Channel 2) in Erie, PA. Avoiding Predatory Lending Practices in Pennsylvania, with Dave Pesch, Housing Counseling Programs Manager at St. Martin's Center in Erie, PA and Maggie Schuetz, Staff Attorney with Community Justice Project, Pittsburgh, PA. Recorded February 14, 2008. Read More

    By:
    Northwestern Legal Services
  • Contact Your Mortgage Company - Making Home Affordable

    Many mortgage companies have agreed to participate in the Making Home Affordable (MHA) Program. This provides a list of participating companies and the contact information for submitting an application. Content Detail

    By:
    Making Home Affordable.gov
  • Frequently Asked Questions - Making Home Affordable Program

    FAQ on the Making Home Affordable Program which offers two different potential solutions for borrowers: (1) refinancing mortgage loans, through the Home Affordable Refinance Program (HARP), and (2) modifying mortgage loans, through the Home Affordable Modification Program (HAMP). Content Detail

    By:
    Making Home Affordable.gov
  • Get Answers - Mortgage Assistance from Making Home Affordable

    Information from Federal Making Homes Affordable Program about how to get mortgage assistance. Content Detail

    By:
    Making Home Affordable.gov
  • If Your Mortgage Lender or Servicer is Closing or in Bankruptcy

    Information for consumers describing what to do if their mortgage company or mortgage servicing company closes or files for bankruptcy. Content Detail

    By:
    Federal Trade Commission
  • Making Home Affordable.gov

    This website provides homeowners with detailed information about the Home Affordable Refinance Program (HARP) and the Home Affordable Modification Program (HAMP), along with self-assessment tools and calculators to empower borrowers with the resources they need to determine whether they might be eligible for a modification or a refinance under the Obama Administration's program. Through this website, borrowers can also connect with free counseling resources and access other useful tools and information. Content Detail

    By:
    U.S. Government
    Read this in:
    Spanish / Español
  • Shopping for a Mortgage

    Information from the Pennsylvania Department of Banking and Securities on shopping for a mortgage to finance or re-finance your home. [PDF] Content Detail

    By:
    Pennsylvania Department of Banking and Securities
  • Your Rights and the Responsibilities of the Mortgage Servicer

    Information from U.S. Department of Housing and Urban Development for home buyers concerning your rights and the responsibilities of your loan servicer. Content Detail

    By:
    U.S. Department of Housing and Urban Development
    Read this in:
    Spanish / Español