PALawHelp.org

Health Care Insurance Plans

Legal Information

This section of PALawHelp.org has information and resources about issues relating to Health Care Insurance Plans in Pennsylvania.

• Are you eligible to use the Marketplace?

  Information from HealthCare.gov about the requirements you must meet to be eligible to enroll in health insurance through the Health Insurance Marketplace. Content Detail

  By:

  HealthCare.gov

• Consumer Information on Health Plans

  Listing of information for consumers regarding health plans and benefits from the United States Department of Labor's Employee Benefits Security Administration. Content Detail

  By:

  United States Department of Labor

• Continuation of Health Coverage - COBRA

  Information from the United States Department of Labor about the Consolidated Omnibus Budget Reconciliation Act (COBRA), a federal program that provides the right to continued health care coverage for people who lose their benefits under certain circumstances. Content Detail

  By:

  United States Department of Labor

• Coverage for Young Adults

  Information from the Centers for Medicare & Medicaid Services on the Affordable Care Act provisions that allow young adults to stay on their parents' health care plan until age 26. Content Detail

  By:

  Centers for Medicare & Medicaid Services

• Employee Benefits Security Administration

  Website of the Employee Benefits Security Administration. The Employee Benefits Security Administration (EBSA) is committed to educating and assisting the 149 million workers, retirees and their families covered by approximately 685,000 private retirement plans, 2.2 million health plans, and similar numbers of other welfare benefit plans holding approximately $9.3 trillion in assets; as well as plan sponsors and members of the employee benefits community. Content Detail

  By:

  United States Department of Labor

• Employee Retirement Income Security Act - ERISA

  The United States Department of Labor provides this introduction to the Employee Retirement Income Security Act of 1974 (ERISA), which is a federal law that sets minimum standards for most voluntarily established pension and health plans in private industry to provide protection for individuals in these plans. Content Detail

  By:

  United States Department of Labor

• Health Benefits Advisor

  The Health Benefits Advisor from the United States Department of Labor is designed to help workers and their families better understand employer and employee organization (such as a union) provided group health benefits and the laws that govern them, especially when they experience changes in their life and work situations--such as marriage, childbirth, job loss or retirement. Content Detail

  By:

  United States Department of Labor

• Health Care Coverage When Leaving or Switching Jobs - Guide for Advocates

  General overview from the Pennsylvania Health Law Project of the rules for moving from one employer health plan to another or for moving from an employer plan to an individual health care plan. [PDF] Content Detail

  By:

  Pennsylvania Health Law Project

• HealthCare.gov

  HealthCare.gov is a federal government Website managed by the U.S. Department of Health & Human Services where you can get information on health care options that are available and sign up for health care benefits. Content Detail

  By:

  U.S. Department of Health and Human Services

• Health Insurance Marketplace Calculator

  This tool from the Kaiser Family Foundation illustrates health insurance premiums and subsidies for people purchasing insurance on their own in new health insurance exchanges (or “Marketplaces”) created by the Affordable Care Act (ACA). Read More

  By:

  Henry J. Kaiser Family Foundation

  Read this in:

  Spanish / Español

• Health Insurance Marketplace - Healthcare.gov

  The new Health Insurance Marketplace helps uninsured people find health coverage. When you fill out the Marketplace application you will be told if you qualify for Medicaid and the Children’s Health Insurance Program (CHIP) or for a private health insurance plan. You will be able to compare your options and enroll in a plan right from this site. Content Detail

  By:

  Heatlhcare.gov

  Read this in:

  Spanish / Español

• Health Privacy: A Fact Sheet for Pennsylvania Consumers

  Information from the Pennsylvania Insurance Department on your right to privacy in health information collected on applications from filing claims, and during other insurance transactions. [PDF] Content Detail

  By:

  Pennsylvania Insurance Department

• Health Reform Frequently Asked Questions

  Answers to Frequently Asked Questions about Health Care Reform, obtaining health care and the Health Care Marketplace are provided by the Kaiser Family Foundation. Content Detail

  By:

  Kaiser Family Foundation

• How to Obtain Mental Health and Drug & Alcohol Services in Pennsylvania

  Booklet from the Pennsylvania Health Law Project explaining how to obtain Mental Health Services and Drug & Alcohol Services under various programs in Pennsylvania. [PDF] Content Detail

  By:

  Pennsylvania Health Law Project

• If You're Self Employed

  Fact Sheet from the Social Security Administration for people who are self-employed regarding paying Social Security and Medicare taxes, earning credits, calculating net earnings, and more. [PDF] Content Detail

  By:

  Social Security Administration

  Read this in:

  Spanish / Español