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This section of PALawHelp.org has information and resources about the Affordable Care Act, Health Insurance and Exchanges.
Click on a resource category listed below to see information related to that category.
Getting Health Coverage outside Open Enrollment - Special Enrollment Periods
HealthCare.gov provides information on enrolling for health care through the Health Insurance Marketplace if you have a life event that qualifies you for a Special Enrollment Period, even if the Open Enrollment Period is over.
Health Insurance Marketplaces
In Pennsylvania you can use Pennie to enroll in health coverage. Outside Pennsylvania you can enroll in health coverage through Healthcare.gov. You can use these site to find or enroll in coverage if you have experienced certain life events or have limited income.
Health insurance rights and protections
The health care law offers rights and protections that make coverage more fair and easy to understand. Some rights and protections apply to plans in the Health Insurance Marketplace® or other individual insurance, some apply to job-based plans, and some apply to all health coverage.
Pennie - Pennsylvania's Health Care Marketplace
Pennie provides information on health care coverage available and how to sign up. All Pennsylvanians can search and choose coverage from November to January 15. After January 15th, folks who experience a Qualifying Life Event are still eligible to apply for financial assistance and shop for health insurance. Visit their website to learn more on qualifying life events.
Q&A: What Congress’ Latest Healthcare Cuts Mean for Pennsylvania October 2025
Update from Pennsylvania Health Law Project, Community Legal Services and Pennsylvania Health Access Network about the latest health care changes enacted by Congress and how these changes will affect Pennsylvanians. Included are a fact sheet and the recording of a webinar on the topic presented on October 7, 2025. (October 2025)
PA Health Law Project Toll-Free Helpline - Call: 1-800-274-3258
The PA Health Law Project provides free legal services and advocacy to Pennsylvanians having trouble accessing publicly funded health care coverage or services. For assistance, call the PHLP Helpline at 1-800-274-3258 or 1-866-236-6310 TTY or e-mail the PHLP at staff@phlp.org. Information from the PHLP is also available online at www.phlp.org. The Toll Free Helpline is open on Mondays and Wednesdays beginning at 8:00 AM Eastern.
Pennie - Pennsylvania's Health Care Marketplace
Pennie provides information on health care coverage available and how to sign up. All Pennsylvanians can search and choose coverage from November to January 15. After January 15th, folks who experience a Qualifying Life Event are still eligible to apply for financial assistance and shop for health insurance. Visit their website to learn more on qualifying life events.
Federal Court Finder
Find a federal court location by location or court name, including appellate, district, bankruptcy, probation and pretrial office, or federal defender organization. Each District Court has its own local forms which are generally available on the Court website.
MAWD or Marketplace? - What Pennsylvanians with Disabilities Need to Know About Choosing Health Insurance Coverage
Information on the selection of medical insurance by persons eligible for Medical Assistance for Workers with Disabilities (MAWD). Today, people with serious health issues and persons with disabilities who are working or may be able to work, can choose between Marketplace health insurance and MAWD. Includes eligibility requirements for each program, how to apply and highlights factors to consider when choosing coverage. (2015)
PA Health Law Project Toll-Free Helpline - Call: 1-800-274-3258
The PA Health Law Project provides free legal services and advocacy to Pennsylvanians having trouble accessing publicly funded health care coverage or services. For assistance, call the PHLP Helpline at 1-800-274-3258 or 1-866-236-6310 TTY or e-mail the PHLP at staff@phlp.org. Information from the PHLP is also available online at www.phlp.org. The Toll Free Helpline is open on Mondays and Wednesdays beginning at 8:00 AM Eastern.
Q&A: What Congress’ Latest Healthcare Cuts Mean for Pennsylvania October 2025
Update from Pennsylvania Health Law Project, Community Legal Services and Pennsylvania Health Access Network about the latest health care changes enacted by Congress and how these changes will affect Pennsylvanians. Included are a fact sheet and the recording of a webinar on the topic presented on October 7, 2025. (October 2025)
Getting Health Coverage outside Open Enrollment - Special Enrollment Periods
HealthCare.gov provides information on enrolling for health care through the Health Insurance Marketplace if you have a life event that qualifies you for a Special Enrollment Period, even if the Open Enrollment Period is over.
Health Insurance Marketplaces
In Pennsylvania you can use Pennie to enroll in health coverage. Outside Pennsylvania you can enroll in health coverage through Healthcare.gov. You can use these site to find or enroll in coverage if you have experienced certain life events or have limited income.
Health insurance rights and protections
The health care law offers rights and protections that make coverage more fair and easy to understand. Some rights and protections apply to plans in the Health Insurance Marketplace® or other individual insurance, some apply to job-based plans, and some apply to all health coverage.
Pennie - Pennsylvania's Health Care Marketplace
Pennie provides information on health care coverage available and how to sign up. All Pennsylvanians can search and choose coverage from November to January 15. After January 15th, folks who experience a Qualifying Life Event are still eligible to apply for financial assistance and shop for health insurance. Visit their website to learn more on qualifying life events.
Understanding Health Insurance Terms
This glossary from HealthCare.gov explains many of the terms you hear when reading about or discussing health care coverage.
Health Insurance Marketplace Calculator
This tool from the Kaiser Family Foundation illustrates health insurance premiums and subsidies for people purchasing insurance on their own in health insurance exchanges or marketplaces created by the Affordable Care Act (ACA).