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This section of PALawHelp.org has information and resources about the Affordable Care Act, Health Insurance and Exchanges.
Click on a resource category listed below to see information related to that category.
Frequently Asked Questions: CMS Waivers, Flexibilities, and the End of the COVID-19 Public Health Emergency
Answers to some frequently asked questions about medical coverage from the Centers for Medicare and Medicaid Services related to the End of the COVID-19 Public Health Emergency. While some FAQs are relevant for all programs, including Medicare, Medicaid, the Children’s Health Insurance Program (CHIP), and private insurance, other questions are program specific as indicated.
Marketplace 2025 Open Enrollment Fact Sheet
Information on the Marketplace Open Enrollment period for 2025, running from November 1 to January 15. Consumers who select a plan by midnight December 15 (5 a.m. EST on December 16) can get full-year coverage that starts January 1, 2025. Consumers who select a plan after December 15, 2024, but before the deadline in January 2025, can have coverage that starts February 1, 2025.
PA Health Law Project Toll-Free Helpline - Call: 1-800-274-3258
The PA Health Law Project provides free legal services and advocacy to Pennsylvanians having trouble accessing publicly funded health care coverage or services. For assistance, call the PHLP Helpline at 1-800-274-3258 or 1-866-236-6310 TTY or e-mail the PHLP at staff@phlp.org. Information from the PHLP is also available online at www.phlp.org. The Toll Free Helpline is open on Mondays and Wednesdays beginning at 8:00 AM Eastern.
Pennie - Pennsylvania's Health Care Marketplace
Pennie provides information on health care coverage available and how to sign up. All Pennsylvanians can search and choose coverage from November to January 15. After January 15th, folks who experience a Qualifying Life Event are still eligible to apply for financial assistance and shop for health insurance. Visit their website to learn more on qualifying life events.
Pennie - Pennsylvania's Health Care Marketplace
Pennie provides information on health care coverage available and how to sign up. All Pennsylvanians can search and choose coverage from November to January 15. After January 15th, folks who experience a Qualifying Life Event are still eligible to apply for financial assistance and shop for health insurance. Visit their website to learn more on qualifying life events.
Federal Court Finder
Find a federal court location by location or court name, including appellate, district, bankruptcy, probation and pretrial office, or federal defender organization. Each District Court has its own local forms which are generally available on the Court website.
MAWD or Marketplace? - What Pennsylvanians with Disabilities Need to Know About Choosing Health Insurance Coverage
Information on the selection of medical insurance by persons eligible for Medical Assistance for Workers with Disabilities (MAWD). Today, people with serious health issues and persons with disabilities who are working or may be able to work, can choose between Marketplace health insurance and MAWD. Includes eligibility requirements for each program, how to apply and highlights factors to consider when choosing coverage.
Need Health Insurance and Not Working in Your Prior Job? Act Now!
If you are not working because you are on leave, on layoff, or have lost your job, you should look at the following options for health care for yourself and your family. You should secure coverage within 60 DAYS of when you lose coverage through your employer, or you will lose the opportunity to get affordable benefits through the Affordable Care Act Marketplace until the end of the year.
PA Health Law Project Toll-Free Helpline - Call: 1-800-274-3258
The PA Health Law Project provides free legal services and advocacy to Pennsylvanians having trouble accessing publicly funded health care coverage or services. For assistance, call the PHLP Helpline at 1-800-274-3258 or 1-866-236-6310 TTY or e-mail the PHLP at staff@phlp.org. Information from the PHLP is also available online at www.phlp.org. The Toll Free Helpline is open on Mondays and Wednesdays beginning at 8:00 AM Eastern.
Affordable Care Act Information Returns Corrections Process (Video/Webinar)
This webinar from the Internal Revenue Service explains the process for making corrections to Affordable Care Act Information Returns.
Frequently Asked Questions: CMS Waivers, Flexibilities, and the End of the COVID-19 Public Health Emergency
Answers to some frequently asked questions about medical coverage from the Centers for Medicare and Medicaid Services related to the End of the COVID-19 Public Health Emergency. While some FAQs are relevant for all programs, including Medicare, Medicaid, the Children’s Health Insurance Program (CHIP), and private insurance, other questions are program specific as indicated.
Get ready to apply for health insurance
Information from HealthCare.gov on some steps you can take to prepare to apply for health insurance through the Health Insurance Marketplace.
Getting Health Coverage outside Open Enrollment - Special Enrollment Periods
HealthCare.gov provides information on enrolling for health care through the Health Insurance Marketplace if you have a life event that qualifies you for a Special Enrollment Period, even if the Open Enrollment Period is over.
Health coverage rights and protections - How the health care law protects you
Information from HealthCare.gov on the rights and protections provided to you by the Affordable Care Act.
Marketplace 2025 Open Enrollment Fact Sheet
Information on the Marketplace Open Enrollment period for 2025, running from November 1 to January 15. Consumers who select a plan by midnight December 15 (5 a.m. EST on December 16) can get full-year coverage that starts January 1, 2025. Consumers who select a plan after December 15, 2024, but before the deadline in January 2025, can have coverage that starts February 1, 2025.
Pennie - Pennsylvania's Health Care Marketplace
Pennie provides information on health care coverage available and how to sign up. All Pennsylvanians can search and choose coverage from November to January 15. After January 15th, folks who experience a Qualifying Life Event are still eligible to apply for financial assistance and shop for health insurance. Visit their website to learn more on qualifying life events.
The Affordable Care Act's New Patient's Bill of Rights
Information from the Centers for Medicare & Medicaid Services on the new Patient's Bill of Rights under the Affordable Care Act which will help children (and eventually all Americans) with pre-existing conditions gain coverage and keep it, protect all American's choice of doctors, and end lifetime limits on the care consumers may receive. These new protections apply to nearly all health insurance plans
Understanding Health Insurance Terms
This glossary from HealthCare.gov explains many of the terms you hear when reading about or discussing health care coverage.
Health Insurance Marketplace Calculator
This tool from the Kaiser Family Foundation illustrates health insurance premiums and subsidies for people purchasing insurance on their own in new health insurance exchanges (or “Marketplaces”) created by the Affordable Care Act (ACA).