Pensions and Retirement Benefits
Legal Information

This section of PALawHelp.org has information and resources about Pension and Retirement Benefit issues in Pennsylvania.
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Pension Rights Project
Informaton on the Pension Rights Project, a regional Pension Counseling Project funded by the U. S. Administration on Aging, helping Pennsylvania workers, retirees and their families with pension problems. Content Detail
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A Look At 401(k) Plan Fees
This publication from the United States Department of Labor includes descriptions of different types of investments typically offered through 401(k) plans. The information contained in this booklet answers some common questions about the fees and expenses that may be paid by your 401(k) plan. It highlights the most common fees and encourages you, as a 401(k) plan participant, to make informed investment decisions; consider fees as one of several factors in your decision making; compare all services received with the total cost; and realize that cheaper is not necessarily better. Content Detail
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Cash Balance Pension Plans
If your company is converting its traditional pension plan benefit formula to a new cash balance pension plan benefit formula, you may have some questions about how this change will affect you. This Fact Sheet from the United States Department of Labor provides responses to some of the most often asked questions about such a change. Content Detail
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Legal Help for Employment Problems from MidPenn Legal Services
Description of services offered by MidPenn Legal Services to address Employment Problems you may be facing. MidPenn Legal Services serves residents of the following counties: Adams - Bedford - Berks - Blair - Centre - Clearfield - Cumberland - Dauphin - Franklin - Fulton Huntingdon - Juniata - Lancaster - Lebanon - Mifflin - Perry - Schuylkill - York. Content Detail
- Read this in:
- Spanish / Español
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Investing And Diversification
Information on resources from the U.S. Department of Labor that can help you choose or direct your investments in your workplace retirement plan. Content Detail
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New Employee Savings Tips - Time Is On Your Side
Tips from the United States Department of Labor on starting your retirement planning. [PDF] Content Detail
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QDROs - The Division of Retirement Benefits Through Qualified Domestic Relations Orders
Information from the United States Department of Labor on whether and how to divide a participant's interest in a retirement plan in separation, divorce, and other domestic relations proceedings. This booklet was prepared by the Employee Benefits Security Administration (EBSA) of the U.S. Department of Labor to provide general guidance about qualified domestic relations orders to employers, retirement plan administrators, participants, beneficiaries, employee benefit professionals, and domestic relations specialists. Read More
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Retirement Plans-Benefits & Savings
Information from the United States Department of Labor regarding retirement plans offered by your employer. Content Detail
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- Spanish / Español
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Savings Fitness: A Guide to Your Money and Your Financial Future
This publication from the United States Department of Labor provides an overview of how to include retirement savings in your overall financial plan. This publication is available in English and Spanish. Content Detail
- Read this in:
- Spanish / Español
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Ten Warning Signs That 401(k) Contributions Are Being Misused
An anti-fraud campaign by the Department of Labor uncovered a small fraction of employers who abused employee contributions by either using the money for corporate purposes or holding on to the money too long. Here are 10 warning signs from the United States Department of Labor that your pension contributions are being misused. Content Detail
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Your Employer's Bankruptcy - How Will It Affect Your Employee Benefits?
Information from the United States Department of Labor on how your retirement and health benefits might be affected when your employer files for bankruptcy. Content Detail
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Pension Benefit Guaranty Corporation
Website of the Pension Benefit Guaranty Corporation (PBGC), a federal corporation created to protect employee retirement benefits. It currently protects the retirement incomes of more than 44 million American workers in more than 29,000 private-sector defined benefit pension plans. Content Detail
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Request for Social Security Earnings Information
This form will request verification of employment dates from the Social Security Administration. You may need this if you are having difficulty obtaining dates of employment for a pension, social security application, or personal reason. Please note: fees apply depending on the number of years you are requesting. [PDF] Content Detail
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Taking the Mystery Out of Retirement Planning
This publication from the United States Department of Labor is designed to assist individuals who are within 10 years of retirement plan their finances. It will help you to unravel the financial mysteries of life after work and to discover changes you can make for a financially secure future. Content Detail
- Read this in:
- Spanish / Español
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What You Should Know About Your Retirement Plan
Information from the United States Department of Labor to help you understand how your employer's retirement savings plan works and what benefits you will receive. Content Detail
- Read this in:
- Spanish / Español