Health Care Insurance Plans
Legal Information
This section of PALawHelp.org has information and resources about Health Care Insurance Plans in Pennsylvania.
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Your Right to HealthCare Coverage When Leaving or Switching Jobs
This brochure from the Pennsylvania Health Law Project provides a general overview of the rules around moving from one employer sponsored healthcare coverage to another and the rules around moving from employer sponsored healthcare coverage to individual health insurance. [PDF] Content Detail
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PA Health Law Project Toll-Free Helpline - Call: 1-800-274-3258
The PA Health Law Project provides free legal services and advocacy to Pennsylvanians having trouble accessing publicly funded health care coverage or services. For assistance, call the PHLP Helpline at 1-800-274-3258 or 1-866-236-6310 TTY or e-mail the PHLP at staff@phlp.org. Information from the PHLP is also available online at www.phlp.org. Read More
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An Employee's Guide to Health Benefits Under COBRA
This information from the United States Department of Labor explains your right under the Consolidated Omnibus Budget Reconciliation Act (COBRA) to a temporary extension of employer-provided group health coverage, called COBRA continuation coverage. It will provide a general explanation of your COBRA rights and responsibilities; outline the COBRA rules that group health plans must follow; and highlight your rights to benefits while you are receiving COBRA continuation coverage. Content Detail
- Read this in:
- Spanish / Español
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Continuation of Health Coverage - COBRA
Information from the United States Department of Labor about the Consolidated Omnibus Budget Reconciliation Act (COBRA), a federal program that provides the right to continued health care coverage for people who lose their benefits under certain circumstances. Content Detail
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Employee Retirement Income Security Act - ERISA
The United States Department of Labor provides this introduction to the Employee Retirement Income Security Act of 1974 (ERISA), which is a federal law that sets minimum standards for most voluntarily established pension and health plans in private industry to provide protection for individuals in these plans. Content Detail
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Portability of Health Coverage (HIPAA)
Information from the United States Department of Labor on the Health Insurance Portability and Accountability Act (HIPAA). This law provides rights and protections for participants and beneficiaries in group health plans. It includes protections for coverage under group health plans that limit exclusions for preexisting conditions; prohibit discrimination against employees and dependents based on their health status; and allow a special opportunity to enroll in a new plan to individuals in certain circumstances. HIPAA may also give you a right to purchase individual coverage if you have no group health plan coverage available, and have exhausted COBRA or other continuation coverage. Content Detail
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Retirement Plans-Benefits & Savings
Information from the United States Department of Labor regarding retirement plans offered by your employer. Content Detail
- Read this in:
- Spanish / Español
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Termination
If you've lost your job, you have certain rights, such as the right to continue your health care coverage and, in some cases, the right to unemployment compensation. Here is information from the U.S. Department of Labor about your rights when you are terminated from your employment. Content Detail
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Health Benefits Advisor
The Health Benefits Advisor from the United States Department of Labor is designed to help workers and their families better understand employer and employee organization (such as a union) provided group health benefits and the laws that govern them, especially when they experience changes in their life and work situations--such as marriage, childbirth, job loss or retirement. Content Detail
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Health Plans & Benefits
Information on group health plans, which are employee welfare benefit plans established or maintained by an employer or by an employee organization (such as a union), or both, that provides medical care for participants or their dependents directly or through insurance, reimbursement, or otherwise. Content Detail
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Coverage for Young Adults
Information from the Centers for Medicare & Medicaid Services on the Affordable Care Act provisions that allow young adults to stay on their parents' health care plan until age 26. Content Detail
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Employee Benefits Security Administration
Website of the Employee Benefits Security Administration. The Employee Benefits Security Administration (EBSA) is committed to educating and assisting the 149 million workers, retirees and their families covered by approximately 685,000 private retirement plans, 2.2 million health plans, and similar numbers of other welfare benefit plans holding approximately $9.3 trillion in assets; as well as plan sponsors and members of the employee benefits community. Content Detail
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Health And Retirement Benefits Coverage Information For Reservists
Information from the United States Department of Labor providing questions and answers for reservists about their rights protecting their retirement benefits and the health benefit options available to their family members to maintain health coverage during the time of active duty. Content Detail
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HealthCare.gov
HealthCare.gov is a federal government Website managed by the U.S. Department of Health & Human Services where you can get information on health care options that are available and sign up for health care benefits. Content Detail
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Health Privacy: A Fact Sheet for Pennsylvania Consumers
Information from the Pennsylvania Insurance Department on your right to privacy in health information collected on applications from filing claims, and during other insurance transactions. [PDF] Content Detail
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