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Health Care Insurance Plans

Legal Information

Healthcare worker

This section of PALawHelp.org has information and resources about Health Care Insurance Plans in Pennsylvania.

  • Your Right to HealthCare Coverage When Leaving or Switching Jobs

    This brochure from the Pennsylvania Health Law Project provides a general overview of the rules around moving from one employer sponsored healthcare coverage to another and the rules around moving from employer sponsored healthcare coverage to individual health insurance. [PDF] Content Detail

    By:
    Pennsylvania Health Law Project
  • Health Care Coverage When Leaving or Switching Jobs - Guide for Advocates

    General overview from the Pennsylvania Health Law Project of the rules for moving from one employer health plan to another or for moving from an employer plan to an individual health care plan. [PDF] Content Detail

    By:
    Pennsylvania Health Law Project
  • PA Health Law Project Toll-Free Helpline - Call: 1-800-274-3258

    The PA Health Law Project provides free legal services and advocacy to Pennsylvanians having trouble accessing publicly funded health care coverage or services. For assistance, call the PHLP Helpline at 1-800-274-3258 or 1-866-236-6310 TTY or e-mail the PHLP at staff@phlp.org. Information from the PHLP is also available online at www.phlp.org. Read More

    By:
    Pennsylvania Health Law Project
  • An Employee's Guide to Health Benefits Under COBRA

    This information from the United States Department of Labor explains your right under the Consolidated Omnibus Budget Reconciliation Act (COBRA) to a temporary extension of employer-provided group health coverage, called COBRA continuation coverage. It will provide a general explanation of your COBRA rights and responsibilities; outline the COBRA rules that group health plans must follow; and highlight your rights to benefits while you are receiving COBRA continuation coverage. Content Detail

    By:
    United States Department of Labor
    Read this in:
    Spanish / Español
  • Continuation of Health Coverage - COBRA

    Information from the United States Department of Labor about the Consolidated Omnibus Budget Reconciliation Act (COBRA), a federal program that provides the right to continued health care coverage for people who lose their benefits under certain circumstances. Content Detail

    By:
    United States Department of Labor
  • Employee Retirement Income Security Act - ERISA

    The United States Department of Labor provides this introduction to the Employee Retirement Income Security Act of 1974 (ERISA), which is a federal law that sets minimum standards for most voluntarily established pension and health plans in private industry to provide protection for individuals in these plans. Content Detail

    By:
    United States Department of Labor
  • Job Loss - Important Information Workers Need To Know To Protect Their Health Coverage and Retirement Benefits

    When facing job loss or a reduction in hours, workers need to know their options ahead of time to prevent loss of health coverage. This Fact Sheet from the United States Department of Labor provides information on several options that may be available to individuals who are losing their health coverage when they lose their jobs, as well as options available regarding rolling over or cashing out retirement benefits. Content Detail

    By:
    United States Department of Labor
  • Portability of Health Coverage (HIPAA)

    Information from the United States Department of Labor on the Health Insurance Portability and Accountability Act (HIPAA). This law provides rights and protections for participants and beneficiaries in group health plans. It includes protections for coverage under group health plans that limit exclusions for preexisting conditions; prohibit discrimination against employees and dependents based on their health status; and allow a special opportunity to enroll in a new plan to individuals in certain circumstances. HIPAA may also give you a right to purchase individual coverage if you have no group health plan coverage available, and have exhausted COBRA or other continuation coverage. Content Detail

    By:
    United States Department of Labor
  • Retirement and Health Care Coverage... Questions and Answers for Dislocated Workers

    Information from the United States Department of Labor regarding what could happen to your health and pension benefits if you lose your job or your hours are reduced below full-time. Content Detail

    By:
    United States Department of Labor
    Read this in:
    Spanish / Español
  • Consumer Information on Health Plans

    Listing of information for consumers regarding health plans and benefits from the United States Department of Labor's Employee Benefits Security Administration. Content Detail

    By:
    United States Department of Labor
  • Health Benefits Advisor

    The Health Benefits Advisor from the United States Department of Labor is designed to help workers and their families better understand employer and employee organization (such as a union) provided group health benefits and the laws that govern them, especially when they experience changes in their life and work situations--such as marriage, childbirth, job loss or retirement. Content Detail

    By:
    United States Department of Labor
  • Coverage for Young Adults

    Information from the Centers for Medicare & Medicaid Services on the Affordable Care Act provisions that allow young adults to stay on their parents' health care plan until age 26. Content Detail

    By:
    Centers for Medicare & Medicaid Services
  • Employee Benefits Security Administration

    Website of the Employee Benefits Security Administration. The Employee Benefits Security Administration (EBSA) is committed to educating and assisting the 149 million workers, retirees and their families covered by approximately 685,000 private retirement plans, 2.2 million health plans, and similar numbers of other welfare benefit plans holding approximately $9.3 trillion in assets; as well as plan sponsors and members of the employee benefits community. Content Detail

    By:
    United States Department of Labor
  • HealthCare.gov

    HealthCare.gov is a federal government Website managed by the U.S. Department of Health & Human Services where you can get information on health care options that are available and sign up for health care benefits. Content Detail

    By:
    U.S. Department of Health and Human Services
  • Health Privacy: A Fact Sheet for Pennsylvania Consumers

    Information from the Pennsylvania Insurance Department on your right to privacy in health information collected on applications from filing claims, and during other insurance transactions. [PDF] Content Detail

    By:
    Pennsylvania Insurance Department