This section of PALawHelp.org has information and resources about Student Loan issues.
Student Loan Borrowers Assistance
The National Consumer Law Center offers this online resource center which provides easily understandable information for borrowers and advocates who represent them.
Big changes are coming to the student loan system. A new law passed by Congress and signed by President Trump on July 4, 2025, includes major changes to student loan repayment plans and other kinds of student loan help. These changes will go into effect at different times over the next two years. There are key deadlines coming up soon for borrowers who don’t want to miss out on relief before the new changes take effect.
In addition to this new law, two court decisions have temporarily blocked parts of the SAVE Plan from taking effect. These court cases have also impacted borrowers’ rights to other benefits under some of the other repayment plans. It is also possible that the Department of Education may announce additional changes to the student loan system in the coming weeks and months, so it is critical to stay up to date on the latest news. Continue Reading full Resource. . .
Click on a resource category listed below to see information related to that category.
Federal Student Aid
Official U.S. Government site from the U.S. Department of Education about the Student Financial Aid products and services that are available through the Department. Learn about the requirements for recipients of grants, work-study, and loans.
Student Loan Borrowers Assistance
The National Consumer Law Center offers this resource center which provides easily understandable information for borrowers and advocates who represent them.
Student Loan Forgiveness, Cancellation, and Discharge
Information from Federal Student Aid about when you can have your federal student loan forgiven, canceled, or discharged. Find out whether you qualify due to your job, disability, the closure of your school, or other circumstances.
Student Loan Help Video Series
Student loan experts at the National Consumer Law Center’s (NCLC) Student Loan Borrower Assistance Project have created a series of help videos designed to explain borrowers’ repayment options as rapid changes in policy and funding create confusion. The videos, produced with support from the California Department of Financial Protection and Innovation, examine a wide range of student loan topics to help borrowers manage their student loans.
Federal Court Finder
Find a federal court location by location or court name, including appellate, district, bankruptcy, probation and pretrial office, or federal defender organization. Each District Court has its own local forms which are generally available on the Court website.
Bankruptcy: What it Really Means : North Penn Legal Services Bankruptcy Clinic Video
This video from North Penn Legal Services features a question and answer session from a Bankruptcy Clinic held by North Penn Legal Services addressing issues relating to bankruptcy proceedings and the effects of bankruptcy on various types of debts. (41:01) (July 2021)
Student Loan Borrowers Assistance
The National Consumer Law Center offers this resource center which provides easily understandable information for borrowers and advocates who represent them.
Student Loan Help Video Series
Student loan experts at the National Consumer Law Center’s (NCLC) Student Loan Borrower Assistance Project have created a series of help videos designed to explain borrowers’ repayment options as rapid changes in policy and funding create confusion. The videos, produced with support from the California Department of Financial Protection and Innovation, examine a wide range of student loan topics to help borrowers manage their student loans.
Closed School Discharge
Information from Federal Student Aid, an office of the U.S. Department of Education, about Closed School Discharges of your federal student loan. If your school closes while you’re enrolled or soon after you withdraw, you may be eligible for discharge of your federal student loan. Loan discharge is the removal of your obligation to repay your loan under certain circumstances.
Direct Loans
The William D. Ford Federal Direct Loan (Direct Loan) Program is a federal student loan program under which eligible students and parents borrow directly from the U.S. Department of Education at participating schools. Direct Subsidized Loans, Direct Unsubsidized Loans, Direct PLUS Loans, and Direct Consolidation Loans are types of Direct Loans.
Federal Student Aid
Official U.S. Government site from the U.S. Department of Education about the Student Financial Aid products and services that are available through the Department. Learn about the requirements for recipients of grants, work-study, and loans.
Financial aid and student loans
Information about programs that help you pay for college from USA.gov.
Student Loan Forgiveness, Cancellation, and Discharge
Information from Federal Student Aid about when you can have your federal student loan forgiven, canceled, or discharged. Find out whether you qualify due to your job, disability, the closure of your school, or other circumstances.