PALawHelp.org

Mortgage Foreclosure

Legal Information

This section of PALawHelp.org has information and resources about Mortgage Foreclosure issues in Pennsylvania.

• Preventing Foreclosure

  Information from Pennsylvania Legal Aid Network, Inc. on preventing the foreclosure of your house Read More

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  Pennsylvania Legal Aid Network, Inc.

• Mortgage and Housing Assistance during the Coronavirus National Emergency

  The Consumer Financial Protection Bureau (CFPB), Federal Housing Finance Agency (FHFA), and U.S. Department of Housing and Urban Development (HUD) have partnered to launch a new mortgage and housing assistance website to help homeowners and renters during the coronavirus pandemic. The page provides information on what to do now, and what your options are for mortgage and rent payment relief. Content Detail

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  Consumer Financial Protection Bureau

• Avoid Foreclosure: Know Your Options (Video)

  This video from Making Home Affordable outlines options that might help you avoid foreclosure. Read More

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  Making Home Affordable

  Read this in:

  Spanish / Español

• Avoid Foreclosure: Pennsylvania

  Listing of resources from the U.S. Department of Housing and Urban Development for Pennsylvanians facing foreclosure. Content Detail

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  U.S. Department of Housing and Urban Development

• Avoid Foreclosure Rescue Scams (Video)

  If you're facing foreclosure, it can be easy to listen to scammers trying to take advantage of this vulnerable time in your life. But don't be fooled — or robbed — by companies falsely promising to save your home. This video from the Federal Trade Commission presents some true stories of struggling homeowners who were deceived by foreclosure rescue scams. Read More

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  Federal Trade Commission

• Avoiding Foreclosure

  Information from HUD on programs that can help property owners avoid losing their homes because of delinquent payments. Content Detail

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  U.S. Department of Housing and Urban Development

• Avoiding Foreclosure: How to Reduce the Risk of Losing Your Home

  Brochure from Regional Housing Legal Services explaining the operation of the Homeowners Emergency Mortgage Assistance Program (HEMAP) Help Center. [PDF] Content Detail

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  Regional Housing Legal Services

• Avoiding Mortgage Foreclosure (Audio-MP3)

  Episode of Northwestern Legal Services' "Access to Justice" Radio show broadcast on JET 1400 AM in Erie, PA on 3/13/08. Information on avoiding mortgage foreclosure in Pennsylvania, alternative approaches, Applications to HEMAP (Homeowner's Emergency Mortgage Assistance Program) and details on the Act 91 Notice. Read More

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  Northwestern Legal Services

• CARES Act Mortgage Forbearance: What You Need to Know (Video)

  If you are experiencing difficulty making on-time mortgage payments due to the national coronavirus emergency, forbearance may be an option for you. Learn more in this video from the Consumer Finance Protection Bureau. Read More

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  Consumer Financial Protection Bureau

• Contact Your Mortgage Company - Making Home Affordable

  Many mortgage companies have agreed to participate in the Making Home Affordable (MHA) Program. This provides a list of participating companies and the contact information for submitting an application. Content Detail

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  Making Home Affordable.gov

• Coronavirus: Protections for Homeowners

  Information on protections for all homeowners in Pennsylvania affected by COVID-19 from Regional Housing Legal Services. Read More

• Emergency Measures for Mortgage Foreclosure (Philadelphia County)

  Information on when you can get a Sheriff's Sale postponed in Philadelphia County and what steps need to be taken to postpone the sale. Content Detail

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  Philadelphia Legal Assistance

• Financial Education & Coaching

  Pennsylvania Housing Finance Agency developed the Financial Education and Coaching Program to help renters, homebuyers, and homeowners understand and improve their personal finances. After you've completed your Financial Education sessions, you're eligible to meet with a counselor one-on-one to get help with your personal finances. These private coaching sessions can be either face-to-face or on the phone, and are also free of charge. Content Detail

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  Pennsylvania Housing Finance Agency

• Foreclosure Resource Center

  Links to information focused on Philadelphia regarding mortgage foreclosures. Includes sections on Consumer Information; Community Resources; Research and Publications; Poicy and Regulation; and Events and News. Content Detail

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  Federal Reserve Bank of Philadelphia

• Frequently Asked Questions - Making Home Affordable Program

  FAQ on the Making Home Affordable Program which offers two different potential solutions for borrowers: (1) refinancing mortgage loans, through the Home Affordable Refinance Program (HARP), and (2) modifying mortgage loans, through the Home Affordable Modification Program (HAMP). Content Detail

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  Making Home Affordable.gov