PALawHelp.org

Mortgage Foreclosure

Legal Information

This section of PALawHelp.org has information and resources about Mortgage Foreclosure issues in Pennsylvania.

• Preventing Foreclosure

  Information from Pennsylvania Legal Aid Network, Inc. on preventing the foreclosure of your house Read More

  By:

  Pennsylvania Legal Aid Network, Inc.

• Avoid Foreclosure: Know Your Options (Video)

  This video from Making Home Affordable outlines options that might help you avoid foreclosure. Read More

  By:

  Making Home Affordable

  Read this in:

  Spanish / Español

• Avoid Foreclosure: Pennsylvania

  Listing of resources from the U.S. Department of Housing and Urban Development for Pennsylvanians facing foreclosure. Content Detail

  By:

  U.S. Department of Housing and Urban Development

• Avoid Foreclosure Rescue Scams (Video)

  If you're facing foreclosure, it can be easy to listen to scammers trying to take advantage of this vulnerable time in your life. But don't be fooled — or robbed — by companies falsely promising to save your home. This video from the Federal Trade Commission presents some true stories of struggling homeowners who were deceived by foreclosure rescue scams. Read More

  By:

  Federal Trade Commission

• Avoiding Foreclosure

  Information from HUD on programs that can help property owners avoid losing their homes because of delinquent payments. Content Detail

  By:

  U.S. Department of Housing and Urban Development

• Avoiding Foreclosure: How to Reduce the Risk of Losing Your Home

  Brochure from Regional Housing Legal Services explaining the operation of the Homeowners Emergency Mortgage Assistance Program (HEMAP) Help Center. [PDF] Content Detail

  By:

  Regional Housing Legal Services

• Avoiding Mortgage Foreclosure (Audio-MP3)

  Episode of Northwestern Legal Services' "Access to Justice" Radio show broadcast on JET 1400 AM in Erie, PA on 3/13/08. Information on avoiding mortgage foreclosure in Pennsylvania, alternative approaches, Applications to HEMAP (Homeowner's Emergency Mortgage Assistance Program) and details on the Act 91 Notice. Read More

  By:

  Northwestern Legal Services

• Contact Your Mortgage Company - Making Home Affordable

  Many mortgage companies have agreed to participate in the Making Home Affordable (MHA) Program. This provides a list of participating companies and the contact information for submitting an application. Content Detail

  By:

  Making Home Affordable.gov

• Financial Education & Coaching

  Pennsylvania Housing Finance Agency developed the Financial Education and Coaching Program to help renters, homebuyers, and homeowners understand and improve their personal finances. After you've completed your Financial Education sessions, you're eligible to meet with a counselor one-on-one to get help with your personal finances. These private coaching sessions can be either face-to-face or on the phone, and are also free of charge. Content Detail

  By:

  Pennsylvania Housing Finance Agency

• Foreclosure Resource Center

  Links to information focused on Philadelphia regarding mortgage foreclosures. Includes sections on Consumer Information; Community Resources; Research and Publications; Poicy and Regulation; and Events and News. Content Detail

  By:

  Federal Reserve Bank of Philadelphia

• Frequently Asked Questions - Making Home Affordable Program

  FAQ on the Making Home Affordable Program which offers two different potential solutions for borrowers: (1) refinancing mortgage loans, through the Home Affordable Refinance Program (HARP), and (2) modifying mortgage loans, through the Home Affordable Modification Program (HAMP). Content Detail

  By:

  Making Home Affordable.gov

• Get Answers - Mortgage Assistance from Making Home Affordable

  Information from Federal Making Homes Affordable Program about how to get mortgage assistance. Content Detail

  By:

  Making Home Affordable.gov

• Guide to Avoiding Foreclosure

  This webpage from the U.S. Department of Housing and Urban Development is designed to educate individuals on the many ways HUD can assist them in trying to hold on to their homes. Content Detail

  By:

  U.S. Department of Housing and Urban Development

  Read this in:

  Spanish / Español

• Homeowners' Emergency Mortgage Assistance Program Counseling Agencies

  Listing of Homeowners' Emergency Mortgage Assistance Program (HEMAP) Counseling Agencies. Counseling agencies prepare applications and forward information to PHFA for processing. [PDF] Content Detail

  By:

  Pennsylvania Housing Finance Agency

• Homeowners' Emergency Mortgage Assistance Program (HEMAP)

  Information on the Homeowners' Emergency Mortgage Assistance Program (HEMAP) from the Pennsylvania Housing Finance Agency. This is a unique loan program designed to protect citizens who, through no fault of their own, are financially unable to make their mortgage payments and are in danger of losing their homes to foreclosure. Content Detail

  By:

  Pennsylvania Housing Finance Agency