PALawHelp.org

Loans, Contracts & Warranties

Legal Information

This section of PALawHelp.org has information and resources about Loan, Contract & Warranty issues in Pennsylvania.

• Home Improvements

  Information from MidPenn Legal Services providing information when deciding whether to make home repairs. Content Detail

  By:

  MidPenn Legal Services

  Read this in:

  Spanish / Español

• Loan Smarts

  Consumer Advisory from the Pennsylvania Office of Attorney General offering some advice that every applicant for a loan should consider before entering into any kind of loan agreement. Content Detail

  By:

  Pennsylvania Office of Attorney General

• Your Right to Rescind

  Consumer Advisory from the Pennsylvania Office of Attorney General concerning the circumstances where you have a right to rescind or cancel certain types of contracts. Content Detail

  By:

  Pennsylvania Office of Attorney General

• Credit Practices Rule

  Information from Southwestern Pennsylvania Legal Services, Inc. on the Federal Trade Commission rule that applies to lenders and sellers when they sell to consumers on credit. Content Detail

  By:

  Southwestern Pennsylvania Legal Services, Inc.

• Loans & Credit - Know Your Options Before You Sign.

  Informational brochure on different types of loans and credit arrangements that are available so that you can make the right choice when entering into an agreement. [PDF] Content Detail

  By:

  Pennsylvania Office of Attorney General

• Co-Signing for Loans and Purchases

  Information from the Erie County Bar Association on the dangers of co-signing on a loan or purchase. Content Detail

  By:

  Erie County Bar Association

• A Guide to Credit Card Court in Blair County

  Information from MidPenn Legal Services on the procedures followed in the special “credit card court” established in Blair County, Pennsylvania. Read More

  By:

  MidPenn Legal Services

  Read this in:

  Spanish / Español

• Billing Errors

  Information from Southwestern Pennsylvania Legal Services, Inc. on your rights under the Fair Credit Billing Act. Content Detail

  By:

  Southwestern Pennsylvania Legal Services, Inc.

• Closed End Credit

  Information from Southwestern Pennsylvania Legal Services, Inc. on credit agreements requiring you to repay a predetermined amount, on specific dates, making a specific number of payments. Content Detail

  By:

  Southwestern Pennsylvania Legal Services, Inc.

• Home Improvement Contracts

  Information from the Erie County Bar Association to help you when you enter into a home improvement contract. Content Detail

  By:

  Erie County Bar Association

• Money Matters - Dealing With Debt

  If you are behind in paying your bills, you can expect to hear from a debt collector. This website from the Federal Trade Commission explains your rights and options when dealing with a debt collector or money problems. Content Detail

  By:

  Federal Trade Commission

  Read this in:

  Spanish / Español

• What are my rights as a consumer when I join a health club?

  Consumer Advisory from the Pennsylvania Office of Attorney General on your rights and responsibilities when joining a health club. Content Detail

  By:

  Pennsylvania Office of Attorney General

• Arbitration and Mediation

  Consumer information pamphlet from the Pennsylvania Bar Association. [PDF] Content Detail

  By:

  Pennsylvania Bar Association

• Bringing Suit Before a Magisterial District Judge

  Consumer information pamphlet from the Pennsylvania Bar Association. [PDF] Content Detail

  By:

  Pennsylvania Bar Association

• Consumer Action Handbook

  The General Services Administration (GSA) updates and publishes this valuable resource every year. In this handbook, the GSA's Office of Citizen Services brings you the latest information on your consumer rights and responsibilities. Content Detail

  By:

  U.S. General Services Adminiatration