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Loans, Contracts & Warranties
Legal Information
This section of PALawHelp.org has information and resources about Loan, Contract & Warranty issues in Pennsylvania.
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A Guide to Credit Card Court in Blair County
Information from MidPenn Legal Services on the procedures followed in the special “credit card court” established in Blair County, Pennsylvania. Read More
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Arbitration and Mediation
Consumer information pamphlet from the Pennsylvania Bar Association. [PDF] Content Detail
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Avoiding Predatory Lending Practices (Video)
Three-part video series from Northwestern Legal Services' "Access to Justice" cable access television show broadcast on Erie Cablevision (Channel 2) in Erie, PA. Avoiding Predatory Lending Practices in Pennsylvania, with Dave Pesch, Housing Counseling Programs Manager at St. Martin's Center in Erie, PA and Maggie Schuetz, Staff Attorney with Community Justice Project, Pittsburgh, PA. Recorded February 14, 2008. Read More
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Billing Errors
Information from Southwestern Pennsylvania Legal Services, Inc. on your rights under the Fair Credit Billing Act. Content Detail
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Bringing Suit Before a Magisterial District Judge
Consumer information pamphlet from the Pennsylvania Bar Association. [PDF] Content Detail
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Closed End Credit
Information from Southwestern Pennsylvania Legal Services, Inc. on credit agreements requiring you to repay a predetermined amount, on specific dates, making a specific number of payments. Content Detail
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Consumer Action Handbook
The General Services Administration (GSA) updates and publishes this valuable resource every year. In this handbook, the GSA's Office of Citizen Services brings you the latest information on your consumer rights and responsibilities. Content Detail
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Consumer Information from the Federal Trade Commission
This section of the FTC website offers practical information on a variety of consumer topics. The information here can help you avoid rip-offs and exercise your consumer rights. Content Detail
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Co-Signing for Loans and Purchases
Information from the Erie County Bar Association on the dangers of co-signing on a loan or purchase. Content Detail
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Creditor Lawsuits Handbook
This Handbook from North Penn Legal Services is for people dealing with creditor lawsuits, including information on such suits and common defenses. Content Detail
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- Spanish / Español
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Credit Practices Rule
Information from Southwestern Pennsylvania Legal Services, Inc. on the Federal Trade Commission rule that applies to lenders and sellers when they sell to consumers on credit. Content Detail
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FHA Reverse Mortgages (HECMs) for Seniors
Information about the FHA's Home Equity Conversion Mortgage (HECM) program. The HECM is FHA's reverse mortgage program that enables you to withdraw a portion of your home's equity. Content Detail
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- Spanish / Español
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Getting or Cosigning for Credit
Information on obtaining credit from Pennsylvania Legal Aid Network, Inc. Read More
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- Vietnamese / Tiếng Việt
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Have You Bought a Lemon? New Car Buyer's Rights
Information from Northwestern Legal Services outlining the consumer's rights when buying or leasing a car. Read More
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Home Improvement Contracts
Information from the Erie County Bar Association to help you when you enter into a home improvement contract. Content Detail
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