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Debt Collection & Repossession

Legal Information

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This section of PALawHelp.org has information and resources about Debt Collection & Repossession issues in Pennsylvania.

  • Debt Collection Practices

    Information from Pennsylvania Legal Aid Network, Inc. on debt collection practices used against consumers. Read More

    By:
    Pennsylvania Legal Aid Network, Inc.
  • Creditor Harassment and Dealing With Debt Collectors

    Information from Northwestern Legal Services on creditor harassment and dealing with debt collectors, what they are allowed to do and what they aren't allowed to do. Read More

    By:
    Northwestern Legal Services
  • Debt Collection Defense Packet for Pennsylvania

    This packet will prepare forms to assist you in defending yourself in a credit card collection case in Pennsylvania. The forms are appropriate for both Magisterial District Court and the Court of Common Pleas. If you are involved in a case in Magisterial District Court, you will receive a hearing outline with defenses that apply to your case. If you are involved in a case in the Court of Common Pleas, you will prepare an Answer and New Matter outlining your defenses. Instructions for filing and service will be included. Read More

    By:
    North Penn Legal Services
    Read this in:
    Spanish / Español
  • Debt Defense Videos

    The National Association of Consumer Advocates has created a series of debt defense videos that give advice on how to handle interactions with debt collectors and other debt issues. Read More

    By:
    National Association of Consumer Advocates
  • Overwhelmed by Debts?

    Information from Pennsylvania Legal Aid Network, Inc. for consumers with debt. Read More

    By:
    Pennsylvania Legal Aid Network, Inc.
  • Dealing with Debt Collectors (Video)

    If you are behind in paying your bills, you can expect to hear from a debt collector. A debt collector is someone, other than the creditor, who regularly collects debts owed to someone else. In this video from the Federal Trade Commission learn your rights when dealing with a debt collector. Read More

    By:
    Federal Trade Commission
  • Debt Collection Remedies for Consumers (Audio-MP3)

    Episode of Northwestern Legal Services' "Access to Justice" Radio show broadcast on JET 1400 AM in Erie, PA on 6/21/2008. Vince Brocki, Northwestern Legal Services Resource Developer interviews Andrea Amicangelo, Esq., NWLS Staff Attorney regarding remedies consumers have regarding debt collection efforts, an explanation of secured vs. unsecured debts, how a credit counselor can help, and info on filing bankruptcy. (22:05) Read More

    By:
    Northwestern Legal Services
  • How to Spot a Debt Collection Scam (Video)

    This video from the Consumer Financial Protection Bureau offers information on your rights relating to debt collectors and how to avoid scammers. Read More

    By:
    Consumer Financial Protection Bureau
  • Defending an Action at the District Justice Office

    Informational brochure from MidPenn Legal Services outlining the procedure in defending an action at district justice court in central Pennsylvania. Read More

    By:
    MidPenn Legal Services
  • Defending Yourself Against a Credit Card Debt Lawsuit in Montgomery Court of Common Pleas

    Information on how to prepare an Answer when you receive a Complaint filed against you to collect on a credit card debt in the Court of Common Pleas of Montgomery County. Read More

    By:
    Legal Aid of Southeastern Pennsylvania
  • How to Appeal From District Justice Court

    Self-Help Booklet from MidPenn Legal Services which provides information on how to appeal a district justice court decision. Read More

    By:
    MidPenn Legal Services
  • How to Sue At the Office of the Magisterial District Judge

    Information from MidPenn Legal Services on how to file suit on small claims in your local Office of the Magisterial District Judge. Read More

    By:
    MidPenn Legal Services
  • Magisterial District Judge Court - Filing Suit

    This information from Northwestern Legal Services provides instructions on how to file a lawsuit in Magisterial District Judge Court. Read More

    By:
    Northwestern Legal Services
  • Notice of Appeal for Pennsylvania

    This packet from North Penn Legal Services will prepare a "Notice of Appeal" form (as well as a Civil Cover Sheet) for filing an appeal from the Magisterial District Court to the Court of Common Pleas. Instructions for filing and service will be included. Read More

    By:
    North Penn Legal Services
  • Petition to Waive Court Costs

    Click the document title to be linked to LawHelp Interactive where you can prepare a Petition to Waive Court Fees which can be used to ask the Pennsylvania Court for permission to file legal papers for free. This form can be used in most types of court cases in Pennsylvania. Approval to waive fees is not automatic. You will need to ask the Court to approve your Petition. Instructions will be included. PLEASE NOTE: This is NOT a fill-in-the-blank form; you will need to answer questions while connected to the Internet. IMPORTANT: To use this form, you must use Internet Explorer as your browser and Microsoft Word to print your documents. Read More

    By:
    North Penn Legal Services