Debt Collection & Repossession
Legal Information > Know the Law and Your Rights
This section of PALawHelp.org has information and resources about Debt Collection & Repossession issues in Pennsylvania.
Debt Collection Practices
There are state and federal laws to protect people from debt collectors who use unfair, abusive, or deceptive practices. These laws do not excuse you from paying your debts, but they do protect you from improper collection practices. Continue Reading Full Resource. . .
Repossessions
When you owe money to a bank, finance company, or seller (the creditor), often the creditor has a security interest in some of your property. This property is called collateral. The security interest gives the creditor the right to take back (repossess) that property if you ever fail to make a payment .Continue Reading Full Resource. . .
Click on a resource category listed below to see information related to that category.
Helping Clients Explore Their Personal Finance Rights (Video)
The Consumer Financial Protection Bureau offers this prerecorded webinar, in four short modules, to help consumers know their rights and call out potential violations. (2022) The modules include: Module 1: Consumer Rights [18:21]; Module 2: Credit and Housing Rights [16:14]; Module 3: Financial Products and Identify Theft Rights [15:59]; and Module 4: How to Submit a Complaint or Tell your Story [10:06]
How to Appeal From Magisterial District Court
This informational booklet from North Penn Legal Services guides you through the process of appealing a judgment from Magisterial District Court. This booklet does NOT cover appeals in criminal cases or landlord-tenant evictions. (October 2017)
What is the best way to negotiate a settlement with a debt collector? (Video)
The Consumer Financial Protection Bureau offers tips on what to do when you are contacted by a debt collector seeking payment. (2019)
How to Appeal From Magisterial District Court
This informational booklet from North Penn Legal Services guides you through the process of appealing a judgment from Magisterial District Court. This booklet does NOT cover appeals in criminal cases or landlord-tenant evictions. (October 2017)
How to Appeal From Magisterial District Court
This informational booklet from North Penn Legal Services guides you through the process of appealing a judgment from Magisterial District Court. This booklet does NOT cover appeals in criminal cases or landlord-tenant evictions. (October 2017)
Helping Clients Explore Their Personal Finance Rights (Video)
The Consumer Financial Protection Bureau offers this prerecorded webinar, in four short modules, to help consumers know their rights and call out potential violations. (2022) The modules include: Module 1: Consumer Rights [18:21]; Module 2: Credit and Housing Rights [16:14]; Module 3: Financial Products and Identify Theft Rights [15:59]; and Module 4: How to Submit a Complaint or Tell your Story [10:06]
What is the best way to negotiate a settlement with a debt collector? (Video)
The Consumer Financial Protection Bureau offers tips on what to do when you are contacted by a debt collector seeking payment. (2019)