This section of PALawHelp.org has information and resources about Debt Collection & Repossession issues in Pennsylvania.
Click on a resource category listed below to see information related to that category.
Automobile Repossession
Information from the Erie County Bar Association on your rights regarding the repossession of your vehicle.
Motor Vehicle Repossessions: Consumer Debt Advice from NCLC
The focus of this article is on motor vehicle repossession including limits on self-help repossessions, ten strategies to prevent repossessions, six steps to take after your car is repossessed, and advice on responding to the creditor’s demand for additional payment even after the repossession. (June 2018)
Repossessions
Information from the Pennsylvania Legal Aid Network on a creditors' right to repossess your property.
What can I do if my car is repossessed with my personal belongings in it?
Even if your car has been repossessed, you have rights including the right to get your personal belongings back. You also have options available to try and obtain the return of the vehicle itself, including paying off the amount due, making a new loan agreement with the lender, or filing for bankruptcy to get rid of the debt. This information from the Upsolve Learning Center explains these options. Upsolve is a nonprofit tool that helps you file bankruptcy for free.
Repossessions
Information from the Pennsylvania Legal Aid Network on a creditors' right to repossess your property.
Automobile Repossession
Information from the Erie County Bar Association on your rights regarding the repossession of your vehicle.
Motor Vehicle Repossessions: Consumer Debt Advice from NCLC
The focus of this article is on motor vehicle repossession including limits on self-help repossessions, ten strategies to prevent repossessions, six steps to take after your car is repossessed, and advice on responding to the creditor’s demand for additional payment even after the repossession. (June 2018)
What can I do if my car is repossessed with my personal belongings in it?
Even if your car has been repossessed, you have rights including the right to get your personal belongings back. You also have options available to try and obtain the return of the vehicle itself, including paying off the amount due, making a new loan agreement with the lender, or filing for bankruptcy to get rid of the debt. This information from the Upsolve Learning Center explains these options. Upsolve is a nonprofit tool that helps you file bankruptcy for free.