Debt Collection & Repossession
Legal Information > Self-Help - Debt Collection & Reposession
This section of PALawHelp.org has information and resources about Debt Collection & Repossession issues in Pennsylvania.
Debt Collection Practices
There are state and federal laws to protect people from debt collectors who use unfair, abusive, or deceptive practices. These laws do not excuse you from paying your debts, but they do protect you from improper collection practices. Continue Reading Full Resource. . .
Repossessions
When you owe money to a bank, finance company, or seller (the creditor), often the creditor has a security interest in some of your property. This property is called collateral. The security interest gives the creditor the right to take back (repossess) that property if you ever fail to make a payment .Continue Reading Full Resource. . .
Click on a resource category listed below to see information related to that category.
Consumer Debt Collection Information Bot (CODI) [Philadelphia Municipal Court - ONLY]
Codi (Consumer Debt Collection Information Bot) will help you understand your debt collection case in Philadelphia Municipal Court. Codi will ask questions about your situation so it can give you accurate information. You may be asked for information that’s on a paper you got from the court. If so, Codi will tell you how to find that information. Based on your answers, Codi will: (1) Explain any court forms you have; (2) Create personalized information about your case; (3) Give information about how to prepare for court; and (4) Provide general information about debt collection cases. PLEASE NOTE: Codi is not a person or a lawyer. It does not give you legal advice. Codi cannot take any actions for you. It does not store your information and none of your answers are saved or given to the court.
Carbon Self Service Center - Forms
Download forms and information from the Carbon County Court of Common Pleas
Consumer Debt Collection Information Bot (CODI) [Philadelphia Municipal Court - ONLY]
Codi (Consumer Debt Collection Information Bot) will help you understand your debt collection case in Philadelphia Municipal Court. Codi will ask questions about your situation so it can give you accurate information. You may be asked for information that’s on a paper you got from the court. If so, Codi will tell you how to find that information. Based on your answers, Codi will: (1) Explain any court forms you have; (2) Create personalized information about your case; (3) Give information about how to prepare for court; and (4) Provide general information about debt collection cases. PLEASE NOTE: Codi is not a person or a lawyer. It does not give you legal advice. Codi cannot take any actions for you. It does not store your information and none of your answers are saved or given to the court.
Lancaster County Consumer Credit Card Diversion Program
Have you been sued by a creditor to collect a credit card debt? Are you a creditor seeking to collect a credit card debt? The Lancaster County Credit Card Diversion Program (“Program”) is a joint effort between public and private sector entities to address the increase in credit card lawsuits filed in the Lancaster County Court of Common Pleas. The primary goal of the Program is to help Lancaster County residents through use of free credit counselors and Court-supervised conciliation conferences to resolve credit card collection lawsuits.
Philadelphia Court of Common Pleas Forms Center
Forms available from the Philadelphia County Court of Common Pleas
Consumer Debt Collection Information Bot (CODI) [Philadelphia Municipal Court - ONLY]
Codi (Consumer Debt Collection Information Bot) will help you understand your debt collection case in Philadelphia Municipal Court. Codi will ask questions about your situation so it can give you accurate information. You may be asked for information that’s on a paper you got from the court. If so, Codi will tell you how to find that information. Based on your answers, Codi will: (1) Explain any court forms you have; (2) Create personalized information about your case; (3) Give information about how to prepare for court; and (4) Provide general information about debt collection cases. PLEASE NOTE: Codi is not a person or a lawyer. It does not give you legal advice. Codi cannot take any actions for you. It does not store your information and none of your answers are saved or given to the court.
Lancaster County Consumer Credit Card Diversion Program
Have you been sued by a creditor to collect a credit card debt? Are you a creditor seeking to collect a credit card debt? The Lancaster County Credit Card Diversion Program (“Program”) is a joint effort between public and private sector entities to address the increase in credit card lawsuits filed in the Lancaster County Court of Common Pleas. The primary goal of the Program is to help Lancaster County residents through use of free credit counselors and Court-supervised conciliation conferences to resolve credit card collection lawsuits.
Carbon Self Service Center - Forms
Download forms and information from the Carbon County Court of Common Pleas
Lancaster County Consumer Credit Card Diversion Program
Have you been sued by a creditor to collect a credit card debt? Are you a creditor seeking to collect a credit card debt? The Lancaster County Credit Card Diversion Program (“Program”) is a joint effort between public and private sector entities to address the increase in credit card lawsuits filed in the Lancaster County Court of Common Pleas. The primary goal of the Program is to help Lancaster County residents through use of free credit counselors and Court-supervised conciliation conferences to resolve credit card collection lawsuits.
Philadelphia Court of Common Pleas Forms Center
Forms available from the Philadelphia County Court of Common Pleas