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Debt Collection & Repossession

Legal Information

Woman with counselors.

This section of PALawHelp.org has information and resources about Debt Collection & Repossession issues in Pennsylvania.

  • Advantage Credit Counseling/Consumer Credit Counseling (Erie County)

    Information from the Erie County Bar Association on free credit counseling services in Erie County. Content Detail

    By:
    Erie County Bar Association
  • Appealing the Magisterial District Justice Judgment

    Information from Neighborhood Legal Services Association on appealing a District Justice judgment. Content Detail

    By:
    Neighborhood Legal Services Association
  • Arbitration and Mediation

    Consumer information pamphlet from the Pennsylvania Bar Association. [PDF] Content Detail

    By:
    Pennsylvania Bar Association
  • Automobile Repossession

    Information from the Erie County Bar Association on your rights regarding the repossession of your vehicle. Content Detail

    By:
    Erie County Bar Association
  • Billing Errors

    Information from Southwestern Pennsylvania Legal Services, Inc. on your rights under the Fair Credit Billing Act. Content Detail

    By:
    Southwestern Pennsylvania Legal Services, Inc.
  • Bringing Suit Before a Magisterial District Judge

    Consumer information pamphlet from the Pennsylvania Bar Association. [PDF] Content Detail

    By:
    Pennsylvania Bar Association
  • CFPB Puts Companies on Notice About Harmful Debt Collection Practices

    The Consumer Financial Protection Bureau has put companies on notice through bulletins advising that all companies under Bureau jurisdiction will be held accountable for unlawful conduct in collecting a consumer’s debts. The CFPB also announced that it is now accepting debt collection complaints and is publishing action letters for consumers to consider using in corresponding with debt collectors. Read More

    By:
    Consumer Financial Protection Bureau
  • Closed End Credit

    Information from Southwestern Pennsylvania Legal Services, Inc. on credit agreements requiring you to repay a predetermined amount, on specific dates, making a specific number of payments. Content Detail

    By:
    Southwestern Pennsylvania Legal Services, Inc.
  • Cobradores de Deuda

    As part of it's ongoing effort to raise awareness about scams targeting the Latino community, the FTC has developed a series of “fotonovelas” in Spanish. In this fotonovela, the main character, Juan, goes to a financial seminar where he learns his rights about dealing with debt collectors. He learns about situations where debt collector’s practices are unfair and illegal. He also learns where to go for information and to file a complaint. [PDF] Content Detail

    By:
    Federal Trade Commission
    Read this in:
    Spanish / Español
  • Collection Procedures Under Pennsylvania Law

    Information from Neighborhood Legal Services Association on collection procedures in Pennsylvania. Content Detail

    By:
    Neighborhood Legal Services Association
  • Creditor Harassment and Dealing With Debt Collectors

    Information from Northwestern Legal Services on creditor harassment and dealing with debt collectors, what they are allowed to do and what they aren't allowed to do. Read More

    By:
    Northwestern Legal Services
  • Creditor Lawsuits Handbook

    This Handbook from North Penn Legal Services is for people dealing with creditor lawsuits, including information on such suits and common defenses. Content Detail

    By:
    North Penn Legal Services
    Read this in:
    Spanish / Español
  • Credit Practices Rule

    Information from Southwestern Pennsylvania Legal Services, Inc. on the Federal Trade Commission rule that applies to lenders and sellers when they sell to consumers on credit. Content Detail

    By:
    Southwestern Pennsylvania Legal Services, Inc.
  • Dealing with Debt Collectors (Video)

    If you are behind in paying your bills, you can expect to hear from a debt collector. A debt collector is someone, other than the creditor, who regularly collects debts owed to someone else. In this video from the Federal Trade Commission learn your rights when dealing with a debt collector. Read More

    By:
    Federal Trade Commission
  • Dealing with Medical Debt: Consumer Advice from NCLC

    This article focuses on medical debt, including debt owed to hospitals, doctors, dentists, and other providers. Content Detail

    By:
    National Consumer Law Center