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Debt Collection & Repossession

Legal Information

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This section of PALawHelp.org has information and resources about Debt Collection & Repossession issues in Pennsylvania.

  • Debt Collection Practices

    Information from Pennsylvania Legal Aid Network, Inc. on debt collection practices used against consumers. Read More

    By:
    Pennsylvania Legal Aid Network, Inc.
  • Collection Procedures Under Pennsylvania Law

    Information from Neighborhood Legal Services Association on collection procedures in Pennsylvania. Content Detail

    By:
    Neighborhood Legal Services Association
  • Creditor Harassment and Dealing With Debt Collectors

    Information from Northwestern Legal Services on creditor harassment and dealing with debt collectors, what they are allowed to do and what they aren't allowed to do. Read More

    By:
    Northwestern Legal Services
  • Creditor Lawsuits Handbook

    This Handbook from North Penn Legal Services is for people dealing with creditor lawsuits, including information on such suits and common defenses. Content Detail

    By:
    North Penn Legal Services
    Read this in:
    Spanish / Español
  • Understand how the CFPB’s Debt Collection Rule impacts you

    On November 30, 2021, the Consumer Financial Protection Bureau issued a new Debt Collection Rule that clarifies how debt collectors can communicate with you, including what information they’re required to provide at the outset of collection about the debt, your rights in debt collection, and how you can exercise those rights. Read this to learn more about the new rule affects you and debt collectors. Content Detail

    By:
    Consumer Financial Protection Bureau
  • Can a debt collector contact me through social media?

    Under a new rule a debt collector can contact you on social media, but they must follow certain rules and tell you how you can opt out of social media communications. Learn about the requirements and protections set up by the rule. Content Detail

    By:
    Consumer Financial Protection Bureau
  • Debt Defense Videos

    The National Association of Consumer Advocates has created a series of debt defense videos that give advice on how to handle interactions with debt collectors and other debt issues. Read More

    By:
    National Association of Consumer Advocates
  • Overwhelmed by Debts?

    Information from Pennsylvania Legal Aid Network, Inc. for consumers with debt. Read More

    By:
    Pennsylvania Legal Aid Network, Inc.
  • Dealing with Debt Collectors (Video)

    If you are behind in paying your bills, you can expect to hear from a debt collector. A debt collector is someone, other than the creditor, who regularly collects debts owed to someone else. In this video from the Federal Trade Commission learn your rights when dealing with a debt collector. Read More

    By:
    Federal Trade Commission
  • Debt Collection: A Guide for Consumers

    Information from the Federal Trade Commission answering some commonly asked questions about your rights under the Fair Debt Collection Practices Act, including a short video on the basics. Content Detail

    By:
    Federal Trade Commission
    Read this in:
    Spanish / Español
  • Debt Collection Remedies for Consumers (Audio-MP3)

    Episode of Northwestern Legal Services' "Access to Justice" Radio show broadcast on JET 1400 AM in Erie, PA on 6/21/2008. Vince Brocki, Northwestern Legal Services Resource Developer interviews Andrea Amicangelo, Esq., NWLS Staff Attorney regarding remedies consumers have regarding debt collection efforts, an explanation of secured vs. unsecured debts, how a credit counselor can help, and info on filing bankruptcy. (22:05) Read More

    By:
    Northwestern Legal Services
  • Harassment from Bill Collectors

    Informational Brochure from Neighborhood Legal Services Association on the Pennsylvania Fair Credit Extension Uniformity Act which prohibits unfair debt collection activities by creditors. Content Detail

    By:
    Neighborhood Legal Services Association
  • How to Spot a Debt Collection Scam (Video)

    This video from the Consumer Financial Protection Bureau offers information on your rights relating to debt collectors and how to avoid scammers. Read More

    By:
    Consumer Financial Protection Bureau
  • Money Matters - Dealing With Debt

    If you are behind in paying your bills, you can expect to hear from a debt collector. This website from the Federal Trade Commission explains your rights and options when dealing with a debt collector or money problems. Content Detail

    By:
    Federal Trade Commission
    Read this in:
    Spanish / Español
  • Appealing the Magisterial District Justice Judgment

    Information from Neighborhood Legal Services Association on appealing a District Justice judgment. Content Detail

    By:
    Neighborhood Legal Services Association
  • Defending an Action at the District Justice Office

    Informational brochure from MidPenn Legal Services outlining the procedure in defending an action at district justice court in central Pennsylvania. Read More

    By:
    MidPenn Legal Services