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Credit Reports
Legal Information
This section of PALawHelp.org has information and resources about Credit Report issues in Pennsylvania.
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Credit Reports & Credit Discrimination
Information about your right to credit from Pennsylvania Legal Aid Network, Inc. Read More
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Fair Credit Reporting Act
Information from Southwestern Pennsylvania Legal Services, Inc. on your rights under the Fair Credit Reporting Act. Content Detail
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Free Credit Reports
The Fair Credit Reporting Act requires each of the nationwide credit reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months. The Federal Trade Commission provides information on how to obtain the reports and what to do with them. Content Detail
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Credit Reporting Problems
Information about credit reporting problems from the Erie County Bar Association. Content Detail
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Disputing Errors on Credit Reports
Your credit report contains information about where you live, how you pay your bills, and whether you’ve been sued or arrested, or have filed for bankruptcy. The Federal Trade Commission provides information on your rights under the federal Fair Credit Reporting Act to ensure the information in that report is accurate. Content Detail
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Credit Card Facts
Information for consumers on the use of credit cards from MidPenn Legal Services. Read More
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Know Your Credit Rights
Consumer information pamphlet from the Pennsylvania Bar Association. [PDF] Content Detail
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Summary of Your Rights Under the Fair Credit Reporting Act [PDF]
Information from the Federal Trade Commission on your rights under the Fair Credit Reporting Act. Content Detail
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Getting or Cosigning for Credit
Information on obtaining credit from Pennsylvania Legal Aid Network, Inc. Read More
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Consumer Action Handbook
The General Services Administration (GSA) updates and publishes this valuable resource every year. In this handbook, the GSA's Office of Citizen Services brings you the latest information on your consumer rights and responsibilities. Content Detail
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Credit Cards - Consumer Guide
This site--maintained by the Consumer Financial Protection Bureau, whose goal is to protect the credit rights of consumers--provides a basic guide to navigating the credit card process. Content Detail
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Credit & Loans
Consumer information from the Federal Trade Commission. Content Detail
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How can I improve my credit score? (Video)
This video from the Consumer Financial Protection Bureau provides information on tools and resources that can help you improve your credit score. Read More
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How do I dispute an error on my credit report? (Video)
This video from the Consumer Financial Protection Bureau tells you what to do if you noticed an error on one of your credit reports. Read More
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How do I get a copy of my credit report? (Video)
This video from the Consumer Financial Protection Bureau explains how to get a copy of your credit report to make sure it is correct and accurate. Read More
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