PALawHelp.org

Credit Reports

Legal Information

This section of PALawHelp.org has information and resources about Credit Report issues in Pennsylvania.

• Advantage Credit Counseling/Consumer Credit Counseling (Erie County)

  Information from the Erie County Bar Association on free credit counseling services in Erie County. Content Detail

  By:

  Erie County Bar Association

• Consumer Action Handbook

  The General Services Administration (GSA) updates and publishes this valuable resource every year. In this handbook, the GSA's Office of Citizen Services brings you the latest information on your consumer rights and responsibilities. Content Detail

  By:

  U.S. General Services Adminiatration

• Credit Card Facts

  Information for consumers on the use of credit cards from MidPenn Legal Services. Read More

  By:

  MidPenn Legal Services

  Read this in:

  Spanish / Español

• Credit Cards - Consumer Guide

  This site--maintained by the Consumer Financial Protection Bureau, whose goal is to protect the credit rights of consumers--provides a basic guide to navigating the credit card process. Content Detail

  By:

  Consumer Financial Protection Bureau

• Credit Discrimination Pamphlet

  Information from Southwestern Pennsylvania Legal Services, Inc. on issues with relating to credit reporting agencies. Content Detail

  By:

  Southwestern Pennsylvania Legal Services, Inc.

• Credit & Loans

  Consumer information from the Federal Trade Commission. Content Detail

  By:

  Federal Trade Commission

• Credit Reporting Problems

  Information about credit reporting problems from the Erie County Bar Association. Content Detail

  By:

  Erie County Bar Association

• Credit Reports & Credit Discrimination

  Information about your right to credit from Pennsylvania Legal Aid Network, Inc. Read More

  By:

  Pennsylvania Legal Aid Network, Inc.

  Read this in:

  Spanish / Español

  Russian / Pусский

  Vietnamese / Tiếng Việt

• Disputing Errors on Credit Reports

  Your credit report contains information about where you live, how you pay your bills, and whether you’ve been sued or arrested, or have filed for bankruptcy. The Federal Trade Commission provides information on your rights under the federal Fair Credit Reporting Act to ensure the information in that report is accurate. Content Detail

  By:

  Federal Trade Commission

• Fair Credit Reporting Act

  Information from Southwestern Pennsylvania Legal Services, Inc. on your rights under the Fair Credit Reporting Act. Content Detail

  By:

  Southwestern Pennsylvania Legal Services, Inc.

• Free Credit Reports

  The Fair Credit Reporting Act requires each of the nationwide credit reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months. The Federal Trade Commission provides information on how to obtain the reports and what to do with them. Content Detail

  By:

  Federal Trade Commission

• Getting or Cosigning for Credit

  Information on obtaining credit from Pennsylvania Legal Aid Network, Inc. Read More

  By:

  Pennsylvania Legal Aid Network, Inc.

  Read this in:

  Spanish / Español

  Russian / Pусский

  Vietnamese / Tiếng Việt

• Know Your Credit Rights

  Consumer information pamphlet from the Pennsylvania Bar Association. [PDF] Content Detail

  By:

  Pennsylvania Bar Association

• Money Matters - Dealing With Debt

  If you are behind in paying your bills, you can expect to hear from a debt collector. This website from the Federal Trade Commission explains your rights and options when dealing with a debt collector or money problems. Content Detail

  By:

  Federal Trade Commission

  Read this in:

  Spanish / Español

• Summary of Your Rights Under the Fair Credit Reporting Act [PDF]

  Information from the Federal Trade Commission on your rights under the Fair Credit Reporting Act. Content Detail

  By:

  Federal Trade Commission