Home Ownership

Legal Information

 
This section of PALawHelp.org has information
and resources about Home Ownership
issues in Pennsylvania.

• Making Home Affordable.gov

  This website provides homeowners with detailed information about the Home Affordable Refinance Program and the Home Affordable Modification Program, along with self-assessment tools and calculators to empower borrowers with the resources they need to determine whether they might be eligible for a modification or a refinance under the Obama Administration's program. Through this website, borrowers can also connect with free counseling resources and access other useful tools and information. Content Detail

  By:

  U.S. Government

  Read this in:

  Spanish / Español

• Making Home Affordable (Video)

  Video about the Making Home Affordable program of the U.S. Government. For more information on the Making Home Affordable program, and to see if you quality, visit http://www.makinghomeaffordable.gov or contact the Homeowners HOPE Hotline at (888) 995-HOPE. Read More

  By:

  U.S. Department of Treasury

  Read this in:

  Spanish / Español

• Home Improvement Finance Act

  Information on when the Home Improvement Finance Act applies to contracts and your rights under the Act. Content Detail

  By:

  Southwestern Pennsylvania Legal Services, Inc.

• HUD Home Buyer's Kit

  This kit offers information on each stage of finding and buying your own home. Content Detail

  By:

  U.S. Department of Housing and Urban Development

  Read this in:

  Spanish / Español

• 100 Questions & Answers About Buying A New Home

  To become a first-time homebuyer, you need to know where and how to begin the homebuying process. The following questions and answers have been carefully selected to give you a foundation of basic knowledge. Content Detail

  By:

  U.S. Department of Housing and Urban Development

  Read this in:

  Spanish / Español

• About Reverse Mortgages for Seniors - Section 255 - Home Equity Conversion Mortgages (HECM)

  This insured reverse mortgage can be used by senior homeowners age 62 and older to convert the equity in their home into monthly streams of income and/or a line of credit to be repaid when they no longer occupy the home. The loan, commonly known as HECM, is funded by a lending institution such as a mortgage lender, bank, credit union or savings and loan association. Content Detail

  By:

  U.S. Department of Housing and Urban Development

  Read this in:

  Spanish / Español

• Buying a Home

  Information and tips on buying a home. Content Detail

  By:

  Pennsylvania Department of Banking and Securities

• Deceptive Home Improvement Contractors Complaints

  Information for home owners with HUD insured loans on avoiding deceptive home improvement contractors. Content Detail

  By:

  U.S. Department of Housing and Urban Development

  Read this in:

  Spanish / Español

• Land Sale Complaints

  Information for consumers regarding fraud and abuse when buying or leasing land from developers. Content Detail

  By:

  U.S. Department of Housing and Urban Development

  Read this in:

  Spanish / Español

• Reverse Mortgages: Are They for You?

  This Consumer Advisory, issued by the Office of the Comptroller of the Currency, is designed to help you better understand reverse mortgages. Reverse mortgages are complex loans and are secured by your home. It is important to understand the terms, risks, and costs before you sign a reverse mortgage contract. Make sure to consider alternatives to reverse mortgages. Content Detail

  By:

  Office of the Comptroller of the Currency

• Reverse Mortgages for Seniors

  Information about Reverse Mortgages, what they are, how they can give older Americans greater financial security, and also information on being aware of scam artists. Content Detail

  By:

  U.S. Department of Housing and Urban Development

  Read this in:

  Spanish / Español

• Shopping for a Mortgage

  Information on shopping for a mortgage to finance or re-finance your home. Content Detail

  By:

  Pennsylvania Department of Banking and Securities

• Ejectment

  Information on what ejectment is and when it may be used. Content Detail

  By:

  Southwestern Pennsylvania Legal Services, Inc.

• Your Rights and the Responsibilities of the Mortgage Servicer

  Information for home buyers concerning your rights and the responsibility of your loan servicer. Content Detail

  By:

  U.S. Department of Housing and Urban Development

  Read this in:

  Spanish / Español

• Escrow Accounts: Frequently Asked Questions

  Frequently asked questions (and Answers) about Escrow Accounts. Content Detail

  By:

  Pennsylvania Department of Banking and Securities