Housing and Homeownership

Legal Information

 
This section of PALawHelp.org has information
and resources about Housing and Homeownership
issues in Pennsylvania.

• Making Home Affordable.gov

  This website provides homeowners with detailed information about the Home Affordable Refinance Program and the Home Affordable Modification Program, along with self-assessment tools and calculators to empower borrowers with the resources they need to determine whether they might be eligible for a modification or a refinance under the Obama Administration's program. Through this website, borrowers can also connect with free counseling resources and access other useful tools and information. Content Detail

  By:

  U.S. Government

  Read this in:

  Spanish / Español

• Making Home Affordable (Video)

  Video about the Making Home Affordable program of the U.S. Government. For more information on the Making Home Affordable program, and to see if you quality, visit http://www.makinghomeaffordable.gov or contact the Homeowners HOPE Hotline at (888) 995-HOPE. Read More

  By:

  U.S. Department of Treasury

  Read this in:

  Spanish / Español

• Homeowners' Emergency Mortgage Assistance Program (HEMAP)

  Information on the Homeowners? Emergency Mortgage Assistance Program (HEMAP). This is a unique loan program designed to protect citizens who, through no fault of their own, are financially unable to make their mortgage payments and are in danger of losing their homes to foreclosure. Content Detail

  By:

  Pennsylvania Housing Finance Agency

• Don't Be A Victim Of Loan Fraud - Protect Yourself from Predatory Lenders

  Informational brochure on loan fraud and the danger of predatory lendors. Content Detail

  By:

  U.S. Department of Housing and Urban Development

  Read this in:

  Spanish / Español

• Frequently Asked Questions about the Homeowner's Emergency Mortgage Assistance Loan Program

  Questions and answers about the Homeowner's Emergency Mortgage Assistance Loan Program from the Pennsylvania Housing Finance Agency. Content Detail

  By:

  Pennsylvania Housing Finance Agency

• Homeowners' Emergency Mortgage Assistance Program Counseling Agencies

  Listing of Homeowners' Emergency Mortgage Assistance Program (HEMAP) Counseling Agencies. Counseling agencies prepare applications and forward information to PHFA for processing. Content Detail

  By:

  Pennsylvania Housing Finance Agency

• Buying a Home

  Information and tips on buying a home. Content Detail

  By:

  Pennsylvania Department of Banking and Securities

• Deceptive Home Improvement Contractors Complaints

  Information for home owners with HUD insured loans on avoiding deceptive home improvement contractors. Content Detail

  By:

  U.S. Department of Housing and Urban Development

  Read this in:

  Spanish / Español

• About Reverse Mortgages for Seniors - Section 255 - Home Equity Conversion Mortgages (HECM)

  This insured reverse mortgage can be used by senior homeowners age 62 and older to convert the equity in their home into monthly streams of income and/or a line of credit to be repaid when they no longer occupy the home. The loan, commonly known as HECM, is funded by a lending institution such as a mortgage lender, bank, credit union or savings and loan association. Content Detail

  By:

  U.S. Department of Housing and Urban Development

  Read this in:

  Spanish / Español

• HUD Approved Housing Counseling Agencies in Pennsylvania

  HUD sponsors housing counseling agencies throughout the country can provide advice on buying a home, renting, defaults, foreclosures, credit issues, and reverse mortgages. A list of agencies in Pennsylvania is provided here. Content Detail

  By:

  U.S. Department of Housing and Urban Development

• Reverse Mortgages: Are They for You?

  This Consumer Advisory, issued by the Office of the Comptroller of the Currency, is designed to help you better understand reverse mortgages. Reverse mortgages are complex loans and are secured by your home. It is important to understand the terms, risks, and costs before you sign a reverse mortgage contract. Make sure to consider alternatives to reverse mortgages. Content Detail

  By:

  Office of the Comptroller of the Currency

• Reverse Mortgages for Seniors

  Information about Reverse Mortgages, what they are, how they can give older Americans greater financial security, and also information on being aware of scam artists. Content Detail

  By:

  U.S. Department of Housing and Urban Development

  Read this in:

  Spanish / Español

• Escrow Accounts: Frequently Asked Questions

  Frequently asked questions (and Answers) about Escrow Accounts. Content Detail

  By:

  Pennsylvania Department of Banking and Securities

• Buying a Home

  Information on the basic steps involved in buying a home. Content Detail

  By:

  Erie County Bar Association

• Buying a Home

  Consumer information pamphlet from the Pennsylvania Bar Association. Content Detail

  By:

  Pennsylvania Bar Association