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	Elder Law > Housing and Homeownership


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There are 54 resources

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	Information from Government Agencies - (3)
	Information on Federal Making Home Affordable Programs - (10)
	Information from Private Organizations - (1)

Information from Government Agencies

Reverse Mortgages: Are They for You? (Separate Website)
This Consumer Advisory, issued by the Office of the Comptroller of the Currency, is designed to help you better understand reverse mortgages. Reverse mortgages are complex loans and are secured by your home. It is important to understand the terms, risks, and costs before you sign a reverse mortgage contract. Make sure to consider alternatives to reverse mortgages.
By: Office of the Comptroller of the Currency

Homeowners Insurance (Separate Website)
List of publications and resources to help answer your questions and help you understand your options regarding Homeowners Insurance.
By: Pennsylvania Insurance Department

Disaster Housing Assistance Program (Video)
Information on the the Transitional Housing Closeout Program, the sucessor to the Disaster Housing Assistance Program. Video with captions.
By: U.S. Department of Housing and Urban Development

Information on Federal Making Home Affordable Programs

Making Home Affordable.gov (Separate Website)
This website provides homeowners with detailed information about the Home Affordable Refinance Program and the Home Affordable Modification Program, along with self-assessment tools and calculators to empower borrowers with the resources they need to determine whether they might be eligible for a modification or a refinance under the Obama Administration's program. Through this website, borrowers can also connect with free counseling resources and access other useful tools and information.
By: U.S. Government
Read this in: Spanish / Español

Making Home Affordable (Video) (Separate Website)
Video about the Making Home Affordable program of the U.S. Government. For more information on the Making Home Affordable program, and to see if you quality, visit http://www.makinghomeaffordable.gov or contact the Homeowners HOPE Hotline at (888) 995-HOPE.
By: U.S. Department of Treasury
Read this in: Spanish / Español

Home Affordable Modification Program (Separate Website)
If you can no longer afford to make your monthly loan payments, you may qualify for a loan modification under this program to make your monthly mortgage payment more affordable. Millions of borrowers who are current, but having difficulty making their payments and borrowers who have already missed one or more payments may be eligible.
By: Making Home Affordable.gov

Home Affordable Refinance Program (Separate Website)
If you are a homeowner who is current on your mortgage payments but unable to refinance to a lower interest rate because your home value has decreased, you may be able to refinance under this program.
By: Making Home Affordable.gov

Asked and Answered : Questions from Homeowners Like You (Separate Website)
Read responses to questions from homeowners like you.
By: Making Home Affordable.gov

Borrower Frequently Asked Questions (Separate Website)
FAQ on the Making Home Affordable Program which offers two different potential solutions for borrowers: (1) refinancing mortgage loans, through the Home Affordable Refinance Program (HARP), and (2) modifying mortgage loans, through the Home Affordable Modification Program (HAMP).
By: Making Home Affordable.gov

Contact Your Mortgage Servicer (Separate Website)
Once you have determined if you are eligible for a Home Affordable Refinance or Modification, the next step is to contact your mortgage servicer to discuss your situation. Here is a list of servicers who have agreed to participate in the Home Affordable Modification program.
By: Making Home Affordable.gov

Modification Evaluator (Separate Website)
This tool will calculate a mortgage payment guideline amount based upon your current financial situation.
By: Making Home Affordable.gov

Payment Reduction Estimator (Separate Website)
This Payment Reduction Estimator will determine what your current mortgage debt-to-income is and how much your monthly payment may be reduced if you qualify.
By: Making Home Affordable.gov

Understanding your Mortgage Statement (Separate Website)
Mortgage statements come in many different forms. However, most contain similar terms and information. Some commonly used terms and their definitions are explained to help you better understand your mortgage statement.
By: Making Home Affordable.gov

Information from Private Organizations

Considering a Home (Separate Website)
Information for you to consider as you consider whether to own or rent your home.
By: Freddie Mac
Read this in: Spanish / Español

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