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What You Should Know About Your Retirement Plan
(Separate Website)
Information to help you understand how your employer's retirement savings plan works and what benefits you will receive.
By: United States Department of Labor
A Look At 401(k) Plan Fees
(Separate Website)
The information contained in this booklet answers some common questions about the fees and expenses that may be paid by your 401(k) plan. It highlights the most common fees and encourages you, as a 401(k) plan participant, to make informed investment decisions; consider fees as one of several factors in your decision making;
compare all services received with the total cost; and realize that cheaper is not necessarily better.
By: United States Department of Labor
Warning Signs That 401(k) Contributions Are Being Misused
(Separate Website)
An anti-fraud campaign by the Department of Labor uncovered a small fraction of employers who abused employee contributions by either using the money for corporate purposes or holding on to the money too long. Here are 10 warning signs that your pension contributions are being misused.
By: United States Department of Labor
10 Common Causes Of Errors In Pension Calculation
(Separate Website)
A review of some comman causes of pension errors and tips to safeguard your benefits.
By: United States Department of Labor
Cash Balance Pension Plans
(Separate Website)
If your company is converting its traditional pension plan benefit formula to a new cash balance pension plan benefit formula, you may have some questions about how this change will affect you. This Fact Sheet provides responses to some of the most often asked questions about such a change.
By: United States Department of Labor
EBSA's Participant Assistance And Outreach Program
(Separate Website)
Information on the Employee Benefits Security Administration's participant assistance and outreach program which is designed to educate participants, beneficiaries and plan sponsors about their rights and obligations under employee benefit laws, and to assist individuals in obtaining retirement and health benefits that have been improperly denied.
By: United States Department of Labor
Investing And Diversification
(Separate Website)
Information on resources from the U.S. Department of Labor that can help you choose or direct your investments in your workplace retirement plan.
By: United States Department of Labor
New Employee Savings Tips - Time Is On Your Side
(Separate Website)
Tips on starting your retirement plannning.
By: United States Department of Labor
Request for Social Security Earnings Information
(Separate Website)
This form will request verification of employment dates. You may need this if you are having difficulty obtaining dates of employment for a pension, social security application, or personal reason. Please note: fees apply depending on the number of years you are requesting.
By: Social Security Administration
The Division of Retirement Benefits Through Qualified Domestic Relations Orders
(Separate Website)
Information on whether and how to divide a participant's interest in a retirement plan in separation, divorce, and other domestic relations proceedings.
This booklet was prepared by the Employee Benefits Security Administration (EBSA) of the U.S. Department of Labor to provide general guidance about qualified domestic relations orders to employers, retirement plan administrators, participants, beneficiaries, employee benefit professionals, and domestic relations specialists. The views expressed in this booklet represent the views of the Department of Labor.
By: United States Department of Labor
Your Employer's Bankruptcy - How Will It Affect Your Employee Benefits?
(Separate Website)
Information on how your retirement and health benefits might be affected when your employer files for bankruptcy.
By: United States Department of Labor
Job Loss - Important Information Workers Need To Know To Protect Their Health Coverage and Retirement Benefits
(Separate Website)
When facing job loss or a reduction in hours, workers need to know their options ahead of time to prevent loss of health coverage. This Fact Sheet provides information on several options that may be available to individuals who are losing their health coverage when they lose their jobs, as well as options available regarding rolling over or cashing out retirement benefits.
By: United States Department of Labor
Retirement And Health Care Coverage - Questions and Answers For Dislocated Workers
(Separate Website)
This booklet addresses some of the common questions dislocated workers ask about their retirement and health care coverage. In addition, there is a brief guide to additional resources at the back. Together, they can help you in making critical decisions about your health care coverage and your retirement benefits.
By: United States Department of Labor
Retirement & Health Care Benefits... Questions & Answers for Reservists
(Separate Website)
This publication provides questions and answers for reservists about their rights protecting their retirement benefits and the health benefit options available to their family members to maintain health coverage during the time of active duty.
By: United States Department of Labor
Reservists Called To Active Duty
(Separate Website)
Information on the rights of Reserve and National Guard units called to active duty with respect to the retirement and health benefits provided by their private-sector employers as they prepare to be deployed.
By: United States Department of Labor
Pension Benefit Guaranty Corporation
(Separate Website)
The Pension Benefit Guaranty Corporation (PBGC) is a federal corporation created to protect employee retirement benefits. It currently protects the retirement incomes of more than 44 million American workers in more than 29,000 private-sector defined benefit pension plans.
By: Pension Benefit Guaranty Corporation
Employee Benefits Security Administration
(Separate Website)
Information from the Employee Benefits Security Administration on pension and employee benefit issues.
By: United States Department of Labor
Consumer Information On Retirement Plans
(Separate Website)
Liksting of consumer information from the Employee Benefits Security Administration on retirement plans and issues.
By: United States Department of Labor
Pension Rights Project
(Separate Website)
Informaton on the Pension Rights Project, a regional Pension Counseling Project funded by the U. S. Administration on Aging, helping Pennsylvania workers, retirees and their families with pension problems.
By: SeniorLAW Center (Philadelphia)
Don't Forget Your Retirement Benefits When You Consider Your Estate Planning
(Separate Website)
Information on retiement benefits and estate planning and end-of-life issues.
By: The Pension Rights Project
Surviving Spouse Pension Benefits
(Separate Website)
Information about your rights under federal law, as a widow or widower, to receive a surviving spouse pension benefit resulting from your spouse?s work for a private employer.
By: The Pension Rights Project
Assisting Cognitively Impaired Pensioners
(Separate Website)
Information on helping a person with cognitive impairments with a pension issue.
By: The Pension Rights Project
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